Best Places28435, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 28435, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
28435 ranks 26,715th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 28435
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
28435's strengths and weaknesses
Where 28435 ranks high
- Local economyBetter than 95% of zip codes
- State fiscal healthBetter than 91% of zip codes
- Tree shadeBetter than 90% of zip codes
- QuietBetter than 86% of zip codes
- Cheap car insuranceBetter than 81% of zip codes
Where 28435 ranks low
- Disaster safetyBetter than only 1% of zip codes
- Educational attainmentBetter than only 5% of zip codes
- Cost of living vs incomeBetter than only 11% of zip codes
- Short commute34.9 minutes each way, better than only 11% of zip codes
- Cell coverageBetter than only 11% of zip codes
What it costs to buy a home in 28435
A household needs to earn about $39,000 a year to comfortably buy the median 28435 home, at 20% down and today's 30-year rate. That is below the area's own median income of $54,769, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 28435's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 28435
28435 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 28435.
Who works in 28435, and how
Work in 28435 centers on admin & support services and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 95%
- Work from home 4%
- Transit, walk, or bike 1%
Life in 28435
The coast is about 35 minutes away. Distance to the water changes a lot across 28435, which the map shows.
What the weather is like in 28435, month by month
28435 sees roughly 67 pleasant days a year. July highs average about 92 degrees. January highs sit near 61, with lows near 36. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 47° | 36° |
| April | 78° | 65° | 52° |
| July | 92° | 81° | 73° |
| October | 80° | 67° | 56° |
Flying in and out of 28435
The nearest airport, Wilmington International, is about 16 miles away and is a small airport. The nearest major hub is Raleigh-Durham International, about 107 miles away.
The best schools in and around 28435
Schools across 28435 average a B, better than 80% of zip codes.
Top elementary schools
- Cape Fear ElementaryB · 45% proficient
- Malpass Corner ElementaryC− · 28% proficient
Top middle schools
- Cape Fear MiddleB+ · 47% proficient
- West Pender MiddleB · 43% proficient
Top high schools
- Pender Early College HighA+ · 93% proficient
- Heide Trask HighC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 28435 school and its grade on SchoolGrade.
28435 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 28435 against the other 33,109 zip codes.
Common questions about living in 28435
Is 28435 a good place to live?
Using BestNeighborhood's default rankings, 28435 ranks 26,715th of 33,110 zip codes. It scores highest on a strong job market, state finances, and tree cover, and lowest on disaster risk and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 28435 expensive to live in?
The median home is worth $149,994. The overall cost of living runs about 8% below the national average. Set against a $54,769 median income, cost of living beats 11% of zip codes.
Is 28435 safe?
Yes, 28435 is safer than 61% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $302 per resident a year.
Compare 28435 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 28435. Scores are absolute rather than ranked, which means a 60 in 28435 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
28435 detail on BestNeighborhood maps:
- Walk Grade for 28435: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 28435: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 28435: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 28435: carrier by carrier coverage behind the cell score.
28435 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.