Best Places28584, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 28584, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
28584 ranks 11,016th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 28584
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
28584's strengths and weaknesses
Where 28584 ranks high
- School gradeA, better than 95% of zip codes
- Voter turnoutBetter than 94% of zip codes
- Cheap car insuranceBetter than 93% of zip codes
- State fiscal healthBetter than 91% of zip codes
- Healthcare accessBetter than 90% of zip codes
Where 28584 ranks low
- Disaster safetyBetter than only 1% of zip codes
- Housing crash safetyBetter than only 12% of zip codes
- Heat safetyBetter than only 20% of zip codes
- Big-city accessBetter than only 23% of zip codes
- Low vacancyBetter than only 28% of zip codes
What it costs to buy a home in 28584
A household needs to earn about $80,000 a year to comfortably buy the median 28584 home, at 20% down and today's 30-year rate. That is below the area's own median income of $84,873, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 28584's effective rate of 0.51%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 28584
28584 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 28584.
Who works in 28584, and how
Work in 28584 centers on retail trade and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 14%
- Transit, walk, or bike 3%
Life in 28584
28584 has more restaurants and bars per resident than 85% of zip codes and more parkland per resident than 75% of zip codes. The coast is about 12 minutes away. Dining, parks, and nightlife concentrates in some parts of 28584 and thins out in others, which the map shows.
What the weather is like in 28584, month by month
28584 sees roughly 72 pleasant days a year. July highs average about 88 degrees. January highs sit near 60, with lows near 37. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 60° | 48° | 37° |
| April | 74° | 64° | 54° |
| July | 88° | 81° | 74° |
| October | 78° | 68° | 58° |
Flying in and out of 28584
The nearest airport, Coastal Carolina Regional, is about 26 miles away and is a small airport. The nearest major hub is Raleigh-Durham International, about 125 miles away.
The best schools in and around 28584
Schools across 28584 average an A, better than 95% of zip codes.
Top elementary schools
- White Oak ElementaryA+ · 74% proficient
- Swansboro ElementaryA · 70% proficient
- Queens Creek ElementaryA− · 57% proficient
Top middle schools
- Broad Creek MiddleA+ · 72% proficient
- Swansboro MiddleA · 63% proficient
Top high schools
- Croatan HighA · 73% proficient
- Swansboro HighA · 69% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 28584 school and its grade on SchoolGrade.
28584 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 28584 against the other 33,109 zip codes.
Common questions about living in 28584
Is 28584 a good place to live?
Using BestNeighborhood's default rankings, 28584 ranks 11,016th of 33,110 zip codes. It scores highest on good schools, civic engagement, and cheap car insurance, and lowest on disaster risk and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 28584 expensive to live in?
The median home is worth $317,119. The overall cost of living runs about 12% below the national average. Set against a $84,873 median income, cost of living beats 74% of zip codes.
Is 28584 safe?
Yes, 28584 is safer than 78% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $277 per resident a year.
Compare 28584 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 28584. Scores are absolute rather than ranked, which means a 60 in 28584 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
28584 detail on BestNeighborhood maps:
- Walk Grade for 28584: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 28584: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 28584: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 28584: carrier by carrier coverage behind the cell score.
28584 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.