Best Places32034, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32034, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32034 ranks 4,184th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 32034
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32034's strengths and weaknesses
Where 32034 ranks high
- State infrastructureBetter than 98% of zip codes
- Healthcare accessBetter than 97% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Voter turnoutBetter than 94% of zip codes
- Crime safetyBetter than 90% of zip codes
Where 32034 ranks low
- Heat safetyBetter than only 6% of zip codes
- Housing crash safetyBetter than only 9% of zip codes
- Cheap car insuranceBetter than only 10% of zip codes
- Disaster safetyBetter than only 13% of zip codes
- Air qualityBetter than only 24% of zip codes
What it costs to buy a home in 32034
A household needs to earn about $146,000 a year to comfortably buy the median 32034 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $99,586, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32034's effective rate of 0.77%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 32034
32034 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32034.
Who works in 32034, and how
Work in 32034 centers on health care & social and professional & technical. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 20%
- Transit, walk, or bike 2%
Life in 32034
32034 has more restaurants and bars per resident than 83% of zip codes and more parkland per resident than 75% of zip codes. The coast is about 6 minutes away. Dining, parks, and nightlife concentrates in some parts of 32034 and thins out in others, which the map shows.
What the weather is like in 32034, month by month
32034 sees roughly 142 pleasant days a year. July highs average about 90 degrees. January highs sit near 65, with lows near 47. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 65° | 55° | 47° |
| April | 78° | 69° | 61° |
| July | 90° | 82° | 76° |
| October | 80° | 73° | 66° |
Flying in and out of 32034
Jacksonville International sits about 15 miles away. It is a medium hub and boarded 3.7 million passengers in 2025, with 86 nonstop destinations.
The best schools in and around 32034
Schools across 32034 average an A, better than 90% of zip codes.
Top elementary schools
- Emma Love Hardee ElementaryA+ · 75% proficient
- Yulee Elementary SchoolA+ · 75% proficient
- New Berlin Elementary SchoolA · 64% proficient
Top middle schools
- Fernandina Beach Middle SchoolA · 66% proficient
- Yulee Middle SchoolA · 64% proficient
- Mayport Middle SchoolA− · 58% proficient
Top high schools
- Yulee High SchoolB+ · 55% proficient
- First Coast High SchoolC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32034 school and its grade on SchoolGrade.
32034 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32034 against the other 33,109 zip codes.
Who 32034 suits
Remote workers
Cost of living against local pay beats 84% of zip codes, internet is fast and widely advertised, and 20% already work from home.
Retirees
The weather beats 86% of zip codes and health care access beats 97%.
Common questions about living in 32034
Is 32034 a good place to live?
Using BestNeighborhood's default rankings, 32034 ranks 4,184th of 33,110 zip codes. It scores highest on state infrastructure, health care access, and low taxes, and lowest on summer heat and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32034 expensive to live in?
The median home is worth $559,708. The overall cost of living runs about 3% below the national average. Set against a $99,586 median income, cost of living beats 84% of zip codes.
Is 32034 safe?
Yes, 32034 is safer than 90% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $139 per resident a year.
What is the weather like in 32034?
July highs average about 90 degrees, and January highs near 65 with lows near 47. That works out to about 142 pleasant days a year, more than 86% of zip codes.
Is 32034 good for families?
Schools beat 90% of zip codes, crime safety beats 90%, and childcare runs $830 a month.
Compare 32034 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32034. Scores are absolute rather than ranked, which means a 60 in 32034 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32034 detail on BestNeighborhood maps:
- Walk Grade for 32034: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32034: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32034: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32034: carrier by carrier coverage behind the cell score.
32034 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.