Best Places32145, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32145, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32145 ranks 11,863rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32145
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32145's strengths and weaknesses
Where 32145 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- QuietBetter than 90% of zip codes
- Tree shadeBetter than 88% of zip codes
- Nice weatherabout 141 pleasant days a year, better than 86% of zip codes
Where 32145 ranks low
- Cheap car insuranceBetter than only 9% of zip codes
- Educational attainmentBetter than only 10% of zip codes
- Short commute34.9 minutes each way, better than only 11% of zip codes
- Disaster safetyBetter than only 14% of zip codes
- Cheap childcare$1,222 a month, better than only 20% of zip codes
What it costs to buy a home in 32145
A household needs to earn about $102,000 a year to comfortably buy the median 32145 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $75,049, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32145's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 32145
32145 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32145.
Who works in 32145, and how
Work in 32145 centers on construction and hospitality & food. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 9%
- Transit, walk, or bike 1%
Life in 32145
The coast is about 40 minutes away. Distance to the water changes a lot across 32145, which the map shows.
What the weather is like in 32145, month by month
32145 sees roughly 141 pleasant days a year. July highs average about 90 degrees. January highs sit near 67, with lows near 48. The comfortable stretch runs October through May.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 67° | 57° | 48° |
| April | 79° | 70° | 61° |
| July | 90° | 80° | 73° |
| October | 82° | 74° | 67° |
Flying in and out of 32145
The nearest airport, Daytona Beach International, is about 42 miles away and is a small airport. The nearest major hub is Jacksonville International, about 59 miles away.
The best schools in and around 32145
Schools across 32145 average a B+, better than 72% of zip codes.
Top elementary schools
- South Woods Elementary SchoolB · 47% proficient
- Bunnell Elementary SchoolB− · 42% proficient
Top middle schools
- Indian Trails Middle SchoolA · 60% proficient
- Gamble Rogers Middle SchoolA− · 56% proficient
Top high schools
- Matanzas High SchoolB+ · 51% proficient
- Pedro Menendez High SchoolB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32145 school and its grade on SchoolGrade.
32145 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32145 against the other 33,109 zip codes.
Common questions about living in 32145
Is 32145 a good place to live?
Using BestNeighborhood's default rankings, 32145 ranks 11,863rd of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and quiet, and lowest on car insurance costs and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32145 expensive to live in?
The median home is worth $396,175. The overall cost of living runs about 15% below the national average. Set against a $75,049 median income, cost of living beats 65% of zip codes.
Is 32145 safe?
Yes, 32145 is safer than 71% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $169 per resident a year.
Compare 32145 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32145. Scores are absolute rather than ranked, which means a 60 in 32145 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32145 detail on BestNeighborhood maps:
- Walk Grade for 32145: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32145: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32145: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32145: carrier by carrier coverage behind the cell score.
32145 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.