Best Places32205, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32205, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32205 ranks 11,423rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32205
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32205's strengths and weaknesses
Where 32205 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- WalkabilityBetter than 95% of zip codes
- TransitBetter than 91% of zip codes
- Cell coverageBetter than 91% of zip codes
Where 32205 ranks low
- Cheap car insuranceBetter than only 7% of zip codes
- Heat safetyBetter than only 14% of zip codes
- QuietBetter than only 20% of zip codes
- Air qualityBetter than only 26% of zip codes
- Healthcare accessBetter than only 26% of zip codes
What it costs to buy a home in 32205
A household needs to earn about $81,000 a year to comfortably buy the median 32205 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $71,974, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32205's effective rate of 0.67%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32205
32205's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32205.
Who works in 32205, and how
Work in 32205 centers on retail trade and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 74%
- Work from home 19%
- Transit, walk, or bike 6%
Life in 32205
32205 has more restaurants and bars per resident than 80% of zip codes and more parkland per resident than 83% of zip codes. The coast is about 23 minutes away. Dining, parks, and nightlife concentrates in some parts of 32205 and thins out in others, which the map shows.
What the weather is like in 32205, month by month
32205 sees roughly 118 pleasant days a year. July highs average about 94 degrees. January highs sit near 69, with lows near 46. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 69° | 57° | 46° |
| April | 84° | 72° | 62° |
| July | 94° | 83° | 76° |
| October | 84° | 75° | 67° |
Flying in and out of 32205
Jacksonville International sits about 13 miles away. It is a medium hub and boarded 3.7 million passengers in 2025, with 86 nonstop destinations.
The best schools in and around 32205
Schools across 32205 average a C, better than 28% of zip codes.
Top elementary schools
- Ruth N. Upson Elementary SchoolA · 68% proficient
- Fishweir Elementary SchoolA · 66% proficient
- West Riverside Elementary SchoolB+ · 52% proficient
Top middle schools
- Joseph Stilwell Middle SchoolC · 34% proficient
Top high schools
- Riverside High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32205 school and its grade on SchoolGrade.
32205 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32205 against the other 33,109 zip codes.
Who 32205 suits
Remote workers
Internet is fast and widely advertised and 19% already work from home.
Common questions about living in 32205
Is 32205 a good place to live?
Using BestNeighborhood's default rankings, 32205 ranks 11,423rd of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and walkability, and lowest on car insurance costs and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32205 expensive to live in?
The median home is worth $313,958. The overall cost of living runs about 16% below the national average. Set against a $71,974 median income, cost of living beats 64% of zip codes.
Is 32205 safe?
32205 is safer than 28% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $308 per resident a year.
What is the weather like in 32205?
July highs average about 94 degrees, and January highs near 69 with lows near 46. That works out to about 118 pleasant days a year, more than 74% of zip codes.
Is 32205 good for families?
Schools beat 28% of zip codes, crime safety beats 28%, and childcare runs $921 a month.
Compare 32205 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32205. Scores are absolute rather than ranked, which means a 60 in 32205 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32205 detail on BestNeighborhood maps:
- Walk Grade for 32205: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32205: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32205: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32205: carrier by carrier coverage behind the cell score.
32205 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.