Best Places32224, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32224, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
32224 ranks 3,721st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32224
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32224's strengths and weaknesses
Where 32224 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Crime safetyBetter than 95% of zip codes
- Health outlookBetter than 91% of zip codes
- Internet speedBetter than 90% of zip codes
Where 32224 ranks low
- Cheap car insuranceBetter than only 8% of zip codes
- Housing crash safetyBetter than only 16% of zip codes
- Heat safetyBetter than only 20% of zip codes
- Air qualityBetter than only 20% of zip codes
- Disaster safetyBetter than only 20% of zip codes
What it costs to buy a home in 32224
A household needs to earn about $129,000 a year to comfortably buy the median 32224 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $101,254, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32224's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 32224
32224's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32224.
Who works in 32224, and how
Work in 32224 centers on health care & social and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 18%
- Transit, walk, or bike 5%
Life in 32224
The coast is about 7 minutes away. Distance to the water changes a lot across 32224, which the map shows.
What the weather is like in 32224, month by month
32224 sees roughly 118 pleasant days a year. July highs average about 93 degrees. January highs sit near 69, with lows near 44. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 69° | 56° | 44° |
| April | 82° | 70° | 58° |
| July | 93° | 82° | 74° |
| October | 84° | 73° | 65° |
Flying in and out of 32224
Jacksonville International sits about 20 miles away. It is a medium hub and boarded 3.7 million passengers in 2025, with 86 nonstop destinations.
The best schools in and around 32224
Schools across 32224 average a C+, better than 43% of zip codes.
Top elementary schools
- Ponte Vedra Palm Valley- Rawlings Elementary SchoolA+ · 84% proficient
- Ocean Palms Elementary SchoolA+ · 83% proficient
- J. Allen Axson Elementary SchoolA+ · 80% proficient
Top middle schools
- Alice B. Landrum Middle SchoolA+ · 81% proficient
- Kernan Middle SchoolB+ · 51% proficient
- Twin Lakes Academy Middle SchoolB · 44% proficient
Top high schools
- Ponte Vedra High SchoolA+ · 85% proficient
- Atlantic Coast High SchoolB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32224 school and its grade on SchoolGrade.
32224 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32224 against the other 33,109 zip codes.
Who 32224 suits
Families
Schools land around the 43rd percentile and crime safety beats 95%.
Remote workers
Cost of living against local pay beats 89% of zip codes, internet is fast and widely advertised, and 18% already work from home.
Common questions about living in 32224
Is 32224 a good place to live?
Using BestNeighborhood's default rankings, 32224 ranks 3,721st of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and low crime, and lowest on car insurance costs and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32224 expensive to live in?
The median home is worth $489,179. The overall cost of living runs about 11% below the national average. Set against a $101,254 median income, cost of living beats 89% of zip codes.
Is 32224 safe?
Yes, 32224 is safer than 95% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $114 per resident a year.
What is the weather like in 32224?
July highs average about 93 degrees, and January highs near 69 with lows near 44. That works out to about 118 pleasant days a year, more than 74% of zip codes.
Is 32224 good for families?
Schools beat 43% of zip codes, crime safety beats 95%, and childcare runs $921 a month.
Compare 32224 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32224. Scores are absolute rather than ranked, which means a 60 in 32224 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32224 detail on BestNeighborhood maps:
- Walk Grade for 32224: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32224: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32224: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32224: carrier by carrier coverage behind the cell score.
32224 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.