Best Places32466, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32466, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
32466 ranks 24,724th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 32466
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32466's strengths and weaknesses
Where 32466 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Crime safetyBetter than 86% of zip codes
- Voter turnoutBetter than 80% of zip codes
- Low vacancyBetter than 73% of zip codes
Where 32466 ranks low
- Disaster safetyBetter than only 2% of zip codes
- Cheap car insuranceBetter than only 10% of zip codes
- Air qualityBetter than only 10% of zip codes
- Heat safetyBetter than only 13% of zip codes
- Healthcare accessBetter than only 17% of zip codes
What it costs to buy a home in 32466
A household needs to earn about $51,000 a year to comfortably buy the median 32466 home, at 20% down and today's 30-year rate. That is below the area's own median income of $60,702, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32466's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32466
32466's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32466.
Who works in 32466, and how
Work in 32466 centers on construction and retail trade. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 5%
- Transit, walk, or bike 4%
Life in 32466
The coast is about 42 minutes away. Distance to the water changes a lot across 32466, which the map shows.
What the weather is like in 32466, month by month
32466 sees roughly 100 pleasant days a year. July highs average about 91 degrees. January highs sit near 65, with lows near 43. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 65° | 52° | 43° |
| April | 79° | 67° | 56° |
| July | 91° | 82° | 74° |
| October | 84° | 71° | 60° |
Flying in and out of 32466
The nearest airport, Northwest Florida Beaches International, is about 16 miles away and is a small airport. The nearest major hub is Jacksonville International, about 229 miles away.
The best schools in and around 32466
Schools across 32466 average a B, better than 66% of zip codes.
Top elementary schools
- Blountstown Elementary SchoolB+ · 53% proficient
- Deer Point Elementary SchoolB+ · 51% proficient
- Vernon Elementary SchoolB+ · 51% proficient
Top middle schools
- Merritt Brown Middle SchoolC+ · 37% proficient
- Vernon Middle SchoolC · 32% proficient
Top high schools
- A. Crawford Mosley High SchoolA− · 59% proficient
- Blountstown High SchoolB+ · 56% proficient
- Vernon High SchoolC+ · 35% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32466 school and its grade on SchoolGrade.
32466 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32466 against the other 33,109 zip codes.
Common questions about living in 32466
Is 32466 a good place to live?
Using BestNeighborhood's default rankings, 32466 ranks 24,724th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and low crime, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32466 expensive to live in?
The median home is worth $199,091. The overall cost of living runs about 11% below the national average. Set against a $60,702 median income, cost of living beats 23% of zip codes.
Is 32466 safe?
Yes, 32466 is safer than 86% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $141 per resident a year.
Compare 32466 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32466. Scores are absolute rather than ranked, which means a 60 in 32466 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32466 detail on BestNeighborhood maps:
- Walk Grade for 32466: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32466: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32466: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32466: carrier by carrier coverage behind the cell score.
32466 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.