Best Places32547, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32547, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32547 ranks 15,626th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 32547
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32547's strengths and weaknesses
Where 32547 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Internet speedBetter than 88% of zip codes
- WalkabilityBetter than 87% of zip codes
- BikingBetter than 86% of zip codes
Where 32547 ranks low
- Disaster safetyBetter than only 2% of zip codes
- Cheap car insuranceBetter than only 10% of zip codes
- Heat safetyBetter than only 12% of zip codes
- Healthcare accessBetter than only 20% of zip codes
- Voter turnoutBetter than only 23% of zip codes
What it costs to buy a home in 32547
A household needs to earn about $85,000 a year to comfortably buy the median 32547 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $77,108; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32547's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32547
32547 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32547.
Who works in 32547, and how
Work in 32547 centers on health care & social and hospitality & food. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 5%
- Transit, walk, or bike 3%
Life in 32547
32547 has more restaurants and bars per resident than 66% of zip codes. The coast is about 9 minutes away. That concentrates in some parts of 32547 and thins out in others, which the map shows.
What the weather is like in 32547, month by month
32547 sees roughly 105 pleasant days a year. July highs average about 90 degrees. January highs sit near 63, with lows near 44. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 53° | 44° |
| April | 76° | 68° | 58° |
| July | 90° | 83° | 75° |
| October | 81° | 71° | 62° |
Flying in and out of 32547
The nearest airport, Eglin AFB/Destin-Ft Walton Beach, is about 7 miles away and is a small airport. The nearest major hub is Louis Armstrong New Orleans International, about 219 miles away.
The best schools in and around 32547
Schools across 32547 average a B+, better than 74% of zip codes.
Top elementary schools
- Liza Jackson Preparatory SchoolA+ · 80% proficient
- Kenwood Elementary SchoolA− · 61% proficient
- Florosa Elementary SchoolA− · 59% proficient
Top middle schools
- Clifford Meigs Middle SchoolA− · 54% proficient
- W. C. Pryor Middle SchoolB+ · 49% proficient
- Max Bruner Junior Middle SchoolB+ · 49% proficient
Top high schools
- Fort Walton Beach High SchoolA− · 60% proficient
- Choctawhatchee Senior High SchoolB+ · 52% proficient
- Okaloosa Technical CollegeF · 10% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32547 school and its grade on SchoolGrade.
32547 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32547 against the other 33,109 zip codes.
Who 32547 suits
Remote workers
Internet is fast and widely advertised and 5% already work from home.
Common questions about living in 32547
Is 32547 a good place to live?
Using BestNeighborhood's default rankings, 32547 ranks 15,626th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and fast internet, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32547 expensive to live in?
The median home is worth $336,345. The overall cost of living runs about 12% below the national average. Set against a $77,108 median income, cost of living beats 60% of zip codes.
Is 32547 safe?
32547 is safer than 47% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $217 per resident a year.
What is the weather like in 32547?
July highs average about 90 degrees, and January highs near 63 with lows near 44. That works out to about 105 pleasant days a year, more than 67% of zip codes.
Is 32547 good for families?
Schools beat 74% of zip codes, crime safety beats 47%, and childcare runs $924 a month.
Compare 32547 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32547. Scores are absolute rather than ranked, which means a 60 in 32547 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32547 detail on BestNeighborhood maps:
- Walk Grade for 32547: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32547: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32547: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32547: carrier by carrier coverage behind the cell score.
32547 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.