Best Places32940, FL Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 32940, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

32940 ranks 1,927th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low crime by a wide margin, and summer heat is the weak spot.

#1,927
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 32940

Map of the best neighborhoods in the 32940 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

32940's strengths and weaknesses

Top 3%Low crime
Top 3%State infrastructure
Top 5%Good schools
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 32940 with other zip codes.

Where 32940 ranks high

  • Crime safetyBetter than 99% of zip codes
  • State infrastructureBetter than 98% of zip codes
  • School gradeA, better than 96% of zip codes
  • Low income/sales/gas taxBetter than 95% of zip codes
  • Voter turnoutBetter than 94% of zip codes

Where 32940 ranks low

  • Heat safetyBetter than only 1% of zip codes
  • Disaster safetyBetter than only 3% of zip codes
  • Cheap car insuranceBetter than only 9% of zip codes
  • QuietBetter than only 26% of zip codes
  • Tree shadeBetter than only 34% of zip codes

What it costs to buy a home in 32940

A household needs to earn about $125,000 a year to comfortably buy the median 32940 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $114,390; the gap is small, which keeps homes within reach of local pay.

Income to buy the median home
$125,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,906
principal, interest, tax, and insurance on a $484,031 home
Median rent
$2,146
a month, across all home sizes

Where the monthly payment goes

Principal & interest$2,468
Property tax$277
Homeowners insurance$161

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32940's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 32940

32940 runs older than the country.

Median age
49
older than the U.S. median of 41
Residents 65 and older
27%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1819%
18 to 3415%
35 to 4918%
50 to 6421%
65 and older27%

Racial and ethnic makeup has its own map. See the race and diversity map for 32940.


Who works in 32940, and how

Work in 32940 centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.

Work from home
22%
above the national average
Unemployment
3.6%
below the national average
Job growth
+4.6%
/y 2019-2023, faster than the national pace

Largest industries

Manufacturing16%
Health care & social14%
Professional & technical11%
Retail trade10%
Education10%

How people get to work

  • Drive or carpool 77%
  • Work from home 22%
  • Transit, walk, or bike 1%

Life in 32940

32940 has more parkland per resident than 76% of zip codes and more late-night spots per resident than 75% of zip codes. The coast is about 12 minutes away. Dining, parks, and nightlife concentrates in some parts of 32940 and thins out in others, which the map shows.

Places to eat and drink
198
restaurants, bars, and fast food, about 44.1 per 10,000 residents, more than 62% of zip codes
Coffee shops
26
about 5.8 per 10,000 residents, more than 71% of zip codes
Parkland
227 acres
about 5.1 acres per 1,000 residents, more than 76% of zip codes
Open past 10pm
~53
food and drink venues open late, about 11.9 per 10,000 residents, more than 75% of zip codes
To the coast
12 min
drive to the nearest ocean beaches

What the weather is like in 32940, month by month

32940 sees roughly 100 pleasant days a year. July highs average about 90 degrees. January highs sit near 73, with lows near 55. The comfortable stretch runs November through April.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January73°63°55°
April82°74°67°
July90°83°78°
October85°79°73°

Flying in and out of 32940

The nearest airport, Melbourne Orlando International, is about 10 miles away and is a small airport. The nearest major hub is Orlando International, about 39 miles away.

Nearest airport
MLB
Melbourne Orlando International, about 10 miles
Airport size
Nonhub
182nd-busiest in the US, 18 nonstop destinations
Average drive
14 min
from the area, with no traffic

The best schools in and around 32940

Schools across 32940 average an A, better than 96% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 32940 school and its grade on SchoolGrade.


32940 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32940 against the other 33,109 zip codes.


Who 32940 suits

Families

Schools beat 96% of zip codes and crime safety beats 99%.

See the families priority ↑

Remote workers

Cost of living against local pay beats 92% of zip codes, internet is fast and widely advertised, and 22% already work from home.

See the remote-work priority ↑

Retirees

The weather beats 64% of zip codes and health care access beats 93%.

See the retirees priority ↑


Common questions about living in 32940

Is 32940 a good place to live?

Using BestNeighborhood's default rankings, 32940 ranks 1,927th of 33,110 zip codes. It scores highest on low crime, state infrastructure, and good schools, and lowest on summer heat and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 32940 expensive to live in?

The median home is worth $484,031. The overall cost of living runs about 6% below the national average. Set against a $114,390 median income, cost of living beats 92% of zip codes.

Is 32940 safe?

Yes, 32940 is safer than 99% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $87 per resident a year.

What is the weather like in 32940?

July highs average about 90 degrees, and January highs near 73 with lows near 55. That works out to about 100 pleasant days a year, more than 64% of zip codes.

Is 32940 good for families?

Schools beat 96% of zip codes, crime safety beats 99%, and childcare runs $839 a month.


Compare 32940 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 32940. Scores are absolute rather than ranked, which means a 60 in 32940 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

32940 detail on BestNeighborhood maps:

  1. Walk Grade for 32940: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 32940: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 32940: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 32940: carrier by carrier coverage behind the cell score.

32940 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.