Best Places32950, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32950, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
32950 ranks 4,595th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 32950
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32950's strengths and weaknesses
Where 32950 ranks high
- State infrastructureBetter than 98% of zip codes
- Local economyBetter than 97% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- School gradeA−, better than 95% of zip codes
- Cost of living vs incomeBetter than 94% of zip codes
Where 32950 ranks low
- Disaster safetyBetter than only 1% of zip codes
- Heat safetyBetter than only 3% of zip codes
- Cheap car insuranceBetter than only 9% of zip codes
- Housing crash safetyBetter than only 20% of zip codes
- QuietBetter than only 21% of zip codes
What it costs to buy a home in 32950
A household needs to earn about $123,000 a year to comfortably buy the median 32950 home, at 20% down and today's 30-year rate. That is below the area's own median income of $126,428, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32950's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 32950
32950 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32950.
Who works in 32950, and how
Work in 32950 centers on health care & social and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 16%
- Transit, walk, or bike 2%
Life in 32950
The coast is about 16 minutes away. Distance to the water changes a lot across 32950, which the map shows.
What the weather is like in 32950, month by month
32950 sees roughly 123 pleasant days a year. July highs average about 92 degrees. January highs sit near 74, with lows near 51. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 74° | 62° | 51° |
| April | 84° | 74° | 64° |
| July | 92° | 83° | 75° |
| October | 86° | 78° | 70° |
Flying in and out of 32950
The nearest airport, Melbourne Orlando International, is about 9 miles away and is a small airport. The nearest major hub is Orlando International, about 54 miles away.
The best schools in and around 32950
Schools across 32950 average an A−, better than 95% of zip codes.
Top elementary schools
- Freedom 7 Elementary School Of International StudiesA+ · 88% proficient
- W. Melbourne Elementary School For ScienceA+ · 85% proficient
Top middle schools
- Stone Magnet Middle SchoolC · 32% proficient
Top high schools
- West Shore Junior/senior High SchoolA+ · 93% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32950 school and its grade on SchoolGrade.
32950 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32950 against the other 33,109 zip codes.
Common questions about living in 32950
Is 32950 a good place to live?
Using BestNeighborhood's default rankings, 32950 ranks 4,595th of 33,110 zip codes. It scores highest on state infrastructure, a strong job market, and low taxes, and lowest on disaster risk and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32950 expensive to live in?
The median home is worth $480,886. The overall cost of living runs about 3% below the national average. Set against a $126,428 median income, cost of living beats 94% of zip codes.
Is 32950 safe?
Yes, 32950 is safer than 91% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $120 per resident a year.
Compare 32950 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32950. Scores are absolute rather than ranked, which means a 60 in 32950 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32950 detail on BestNeighborhood maps:
- Walk Grade for 32950: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32950: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32950: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32950: carrier by carrier coverage behind the cell score.
32950 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.