Best Places33190, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 33190, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
33190 ranks 22,210th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 33190
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
33190's strengths and weaknesses
Where 33190 ranks high
- State infrastructureBetter than 98% of zip codes
- Low vacancyBetter than 96% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Health outlookBetter than 89% of zip codes
- BikingBetter than 89% of zip codes
Where 33190 ranks low
- Cheap car insuranceBetter than only 1% of zip codes
- Housing crash safetyBetter than only 3% of zip codes
- Disaster safetyBetter than only 6% of zip codes
- Healthcare accessBetter than only 8% of zip codes
- Short commute35.3 minutes each way, better than only 10% of zip codes
What it costs to buy a home in 33190
A household needs to earn about $111,000 a year to comfortably buy the median 33190 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $90,988, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 33190's effective rate of 1.14%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 33190
33190 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 33190.
Who works in 33190, and how
Work in 33190 centers on health care & social and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 11%
- Transit, walk, or bike 4%
Life in 33190
The coast is about 8 minutes away. Distance to the water changes a lot across 33190, which the map shows.
What the weather is like in 33190, month by month
33190 sees roughly 66 pleasant days a year. July highs average about 91 degrees. January highs sit near 78, with lows near 59. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 78° | 68° | 59° |
| April | 85° | 76° | 68° |
| July | 91° | 83° | 77° |
| October | 87° | 80° | 73° |
Flying in and out of 33190
Miami International sits about 17 miles away. It is a large hub and boarded 26.2 million passengers in 2025, with 233 nonstop destinations.
The best schools in and around 33190
Schools across 33190 average a B, better than 65% of zip codes.
Top elementary schools
- Ocean Studies CharterA · 65% proficient
- Dr. Edward L. Whigham Elementary SchoolB · 49% proficient
- Key Largo SchoolB · 48% proficient
Top middle schools
- Cutler Bay MiddleC+ · 35% proficient
- Redland Middle SchoolD+ · 25% proficient
Top high schools
- Coral Shores High SchoolB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 33190 school and its grade on SchoolGrade.
33190 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 33190 against the other 33,109 zip codes.
Common questions about living in 33190
Is 33190 a good place to live?
Using BestNeighborhood's default rankings, 33190 ranks 22,210th of 33,110 zip codes. It scores highest on state infrastructure, few empty homes, and low taxes, and lowest on car insurance costs and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 33190 expensive to live in?
The median home is worth $407,183. The overall cost of living runs about 6% above the national average. Set against a $90,988 median income, cost of living beats 50% of zip codes.
Is 33190 safe?
33190 is safer than 26% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $272 per resident a year.
Compare 33190 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 33190. Scores are absolute rather than ranked, which means a 60 in 33190 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
33190 detail on BestNeighborhood maps:
- Walk Grade for 33190: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 33190: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 33190: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 33190: carrier by carrier coverage behind the cell score.
33190 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.