Best Places33764, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 33764, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
33764 ranks 10,595th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 33764
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
33764's strengths and weaknesses
Where 33764 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- BikingBetter than 94% of zip codes
- TransitBetter than 90% of zip codes
- Nice weatherabout 151 pleasant days a year, better than 90% of zip codes
Where 33764 ranks low
- Heat safetyBetter than only 1% of zip codes
- Cheap car insuranceBetter than only 5% of zip codes
- Disaster safetyBetter than only 10% of zip codes
- Housing crash safetyBetter than only 24% of zip codes
- Cheap childcare$1,048 a month, better than only 30% of zip codes
What it costs to buy a home in 33764
A household needs to earn about $78,000 a year to comfortably buy the median 33764 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $76,573; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 33764's effective rate of 0.70%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 33764
33764 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 33764.
Who works in 33764, and how
Work in 33764 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 20%
- Transit, walk, or bike 7%
Life in 33764
The coast is about 5 minutes away. Distance to the water changes a lot across 33764, which the map shows.
What the weather is like in 33764, month by month
33764 sees roughly 151 pleasant days a year. July highs average about 93 degrees. January highs sit near 73, with lows near 52. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 73° | 61° | 52° |
| April | 85° | 74° | 65° |
| July | 93° | 84° | 77° |
| October | 87° | 78° | 71° |
Flying in and out of 33764
The nearest airport, St Pete-Clearwater International, is about 4 miles away and is a small airport. The nearest major hub is Tampa International, about 13 miles away.
The best schools in and around 33764
Schools across 33764 average a B, better than 64% of zip codes.
Top elementary schools
- Belcher Elementary SchoolA− · 59% proficient
- Walsingham Elementary SchoolA− · 57% proficient
- High Point Elementary SchoolB+ · 54% proficient
Top middle schools
- Fitzgerald Middle SchoolB · 47% proficient
- Oak Grove Middle SchoolB− · 42% proficient
- Largo Middle SchoolC+ · 36% proficient
Top high schools
- Largo High SchoolB · 48% proficient
- Clearwater High SchoolC+ · 39% proficient
- Pinellas Park High SchoolC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 33764 school and its grade on SchoolGrade.
33764 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 33764 against the other 33,109 zip codes.
Who 33764 suits
Remote workers
Internet is fast and widely advertised and 20% already work from home.
Common questions about living in 33764
Is 33764 a good place to live?
Using BestNeighborhood's default rankings, 33764 ranks 10,595th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and biking, and lowest on summer heat and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 33764 expensive to live in?
The median home is worth $304,046. The overall cost of living runs about 11% below the national average. Set against a $76,573 median income, cost of living beats 63% of zip codes.
Is 33764 safe?
33764 is safer than 53% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $200 per resident a year.
What is the weather like in 33764?
July highs average about 93 degrees, and January highs near 73 with lows near 52. That works out to about 151 pleasant days a year, more than 90% of zip codes.
Is 33764 good for families?
Schools beat 64% of zip codes, crime safety beats 53%, and childcare runs $1,048 a month.
Compare 33764 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 33764. Scores are absolute rather than ranked, which means a 60 in 33764 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
33764 detail on BestNeighborhood maps:
- Walk Grade for 33764: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 33764: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 33764: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 33764: carrier by carrier coverage behind the cell score.
33764 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.