Best Places33898, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 33898, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
33898 ranks 23,213th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 33898
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
33898's strengths and weaknesses
Where 33898 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Nice weatherabout 139 pleasant days a year, better than 86% of zip codes
- Air qualityBetter than 75% of zip codes
- Internet speedBetter than 75% of zip codes
Where 33898 ranks low
- Heat safetyBetter than only 3% of zip codes
- Cheap car insuranceBetter than only 9% of zip codes
- Housing crash safetyBetter than only 10% of zip codes
- Disaster safetyBetter than only 11% of zip codes
- Health outlookBetter than only 19% of zip codes
What it costs to buy a home in 33898
A household needs to earn about $50,000 a year to comfortably buy the median 33898 home, at 20% down and today's 30-year rate. That is below the area's own median income of $63,202, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 33898's effective rate of 0.75%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 33898
33898 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 33898.
Who works in 33898, and how
Work in 33898 centers on construction and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 10%
- Transit, walk, or bike 2%
Life in 33898
33898 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 33898 and thins out in others, which the map shows.
What the weather is like in 33898, month by month
33898 sees roughly 139 pleasant days a year. July highs average about 92 degrees. January highs sit near 71, with lows near 51. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 71° | 60° | 51° |
| April | 84° | 73° | 62° |
| July | 92° | 81° | 74° |
| October | 85° | 76° | 69° |
Flying in and out of 33898
Orlando International sits about 38 miles away. It is a large hub and boarded 28.1 million passengers in 2025, with 223 nonstop destinations.
The best schools in and around 33898
Schools across 33898 average a C+, better than 39% of zip codes.
Top elementary schools
- St. Cloud Elementary SchoolA− · 60% proficient
- Frostproof Ben Hill Griffin Jr Elementary SchoolC+ · 37% proficient
- Spook Hill Elementary SchoolC · 34% proficient
Top middle schools
- St. Cloud Middle SchoolA− · 55% proficient
- Avon Park Middle SchoolC+ · 36% proficient
- Mclaughlin Academy Of ExcellenceC− · 30% proficient
Top high schools
- Harmony High SchoolB · 48% proficient
- Bartow Senior High SchoolB− · 43% proficient
- Winter Haven Senior High SchoolC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 33898 school and its grade on SchoolGrade.
33898 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 33898 against the other 33,109 zip codes.
Common questions about living in 33898
Is 33898 a good place to live?
Using BestNeighborhood's default rankings, 33898 ranks 23,213th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and the weather, and lowest on summer heat and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 33898 expensive to live in?
The median home is worth $192,075. The overall cost of living runs about 14% below the national average. Set against a $63,202 median income, cost of living beats 33% of zip codes.
Is 33898 safe?
Yes, 33898 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $195 per resident a year.
Compare 33898 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 33898. Scores are absolute rather than ranked, which means a 60 in 33898 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
33898 detail on BestNeighborhood maps:
- Walk Grade for 33898: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 33898: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 33898: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 33898: carrier by carrier coverage behind the cell score.
33898 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.