Best Places34104, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 34104, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
34104 ranks 12,602nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 34104
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
34104's strengths and weaknesses
Where 34104 ranks high
- State infrastructureBetter than 98% of zip codes
- BikingBetter than 95% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Crime safetyBetter than 94% of zip codes
- Local economyBetter than 89% of zip codes
Where 34104 ranks low
- Heat safetyBetter than only 1% of zip codes
- Disaster safetyBetter than only 3% of zip codes
- Housing crash safetyBetter than only 8% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
- Low vacancyBetter than only 20% of zip codes
What it costs to buy a home in 34104
A household needs to earn about $97,000 a year to comfortably buy the median 34104 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $74,041, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 34104's effective rate of 0.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 34104
34104 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 34104.
Who works in 34104, and how
Work in 34104 centers on retail trade and hospitality & food. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 12%
- Transit, walk, or bike 6%
Life in 34104
34104 has more restaurants and bars per resident than 71% of zip codes and more parkland per resident than 90% of zip codes. The coast is about 9 minutes away. Dining, parks, and nightlife concentrates in some parts of 34104 and thins out in others, which the map shows.
What the weather is like in 34104, month by month
34104 sees roughly 127 pleasant days a year. July highs average about 92 degrees. January highs sit near 77, with lows near 56. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 77° | 66° | 56° |
| April | 87° | 76° | 66° |
| July | 92° | 83° | 76° |
| October | 88° | 79° | 72° |
Flying in and out of 34104
Southwest Florida International sits about 26 miles away. It is a medium hub and boarded 5.5 million passengers in 2025, with 103 nonstop destinations.
The best schools in and around 34104
Schools across 34104 average a B, better than 71% of zip codes.
Top elementary schools
- Poinciana Elementary SchoolA · 62% proficient
- Calusa Park Elementary SchoolA− · 57% proficient
- Gulf Coast Charter Academy SouthB+ · 54% proficient
Top middle schools
- Gulfview Middle SchoolA · 67% proficient
- East Naples Middle SchoolB · 46% proficient
- New Beginnings - NaplesD · 22% proficient
Top high schools
- Lorenzo Walker Technical High SchoolA+ · 92% proficient
- Naples High SchoolB+ · 55% proficient
- Lely High SchoolB− · 44% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 34104 school and its grade on SchoolGrade.
34104 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 34104 against the other 33,109 zip codes.
Who 34104 suits
Remote workers
Internet is fast and widely advertised and 12% already work from home.
Common questions about living in 34104
Is 34104 a good place to live?
Using BestNeighborhood's default rankings, 34104 ranks 12,602nd of 33,110 zip codes. It scores highest on state infrastructure, biking, and low taxes, and lowest on summer heat and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 34104 expensive to live in?
The median home is worth $383,589. The overall cost of living runs about 3% below the national average. Set against a $74,041 median income, cost of living beats 44% of zip codes.
Is 34104 safe?
Yes, 34104 is safer than 94% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $111 per resident a year.
What is the weather like in 34104?
July highs average about 92 degrees, and January highs near 77 with lows near 56. That works out to about 127 pleasant days a year, more than 80% of zip codes.
Is 34104 good for families?
Schools beat 71% of zip codes, crime safety beats 94%, and childcare runs $974 a month.
Compare 34104 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 34104. Scores are absolute rather than ranked, which means a 60 in 34104 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
34104 detail on BestNeighborhood maps:
- Walk Grade for 34104: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 34104: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 34104: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 34104: carrier by carrier coverage behind the cell score.
34104 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.