Best Places34990, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 34990, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
34990 ranks 3,508th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 34990
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
34990's strengths and weaknesses
Where 34990 ranks high
- State infrastructureBetter than 98% of zip codes
- Crime safetyBetter than 98% of zip codes
- Cost of living vs incomeBetter than 97% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Voter turnoutBetter than 95% of zip codes
Where 34990 ranks low
- Disaster safetyBetter than only 2% of zip codes
- Heat safetyBetter than only 4% of zip codes
- Cheap car insuranceBetter than only 7% of zip codes
- Housing crash safetyBetter than only 13% of zip codes
- Short commute31.8 minutes each way, better than only 20% of zip codes
What it costs to buy a home in 34990
A household needs to earn about $158,000 a year to comfortably buy the median 34990 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $136,437, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 34990's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 34990
34990 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 34990.
Who works in 34990, and how
Work in 34990 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 74%
- Work from home 24%
- Transit, walk, or bike 2%
Life in 34990
The coast is about 16 minutes away. Distance to the water changes a lot across 34990, which the map shows.
What the weather is like in 34990, month by month
34990 sees roughly 114 pleasant days a year. July highs average about 91 degrees. January highs sit near 74, with lows near 58. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 74° | 66° | 58° |
| April | 83° | 76° | 69° |
| July | 91° | 83° | 77° |
| October | 85° | 79° | 74° |
Flying in and out of 34990
The nearest airport, Vero Beach Regional, is about 34 miles away and is a small airport. The nearest major hub is Palm Beach International, about 36 miles away.
The best schools in and around 34990
Schools across 34990 average an A, better than 91% of zip codes.
Top elementary schools
- Palm City Elementary SchoolA+ · 76% proficient
- Bessey Creek Elementary SchoolA+ · 75% proficient
- Citrus Grove ElementaryA · 66% proficient
Top middle schools
- Hidden Oaks Middle SchoolA+ · 75% proficient
- Dr. David L. Anderson Middle SchoolB+ · 51% proficient
- Southern Oaks Middle SchoolC+ · 37% proficient
Top high schools
- Martin County High SchoolB+ · 56% proficient
- South Fork High SchoolB · 49% proficient
- Treasure Coast High SchoolB · 48% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 34990 school and its grade on SchoolGrade.
34990 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 34990 against the other 33,109 zip codes.
Who 34990 suits
Remote workers
Cost of living against local pay beats 97% of zip codes, internet is fast and widely advertised, and 24% already work from home.
Retirees
The weather beats 72% of zip codes and health care access beats 87%.
Common questions about living in 34990
Is 34990 a good place to live?
Using BestNeighborhood's default rankings, 34990 ranks 3,508th of 33,110 zip codes. It scores highest on state infrastructure, low crime, and what local pay buys, and lowest on disaster risk and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 34990 expensive to live in?
The median home is worth $601,028. The overall cost of living runs about 6% below the national average. Set against a $136,437 median income, cost of living beats 97% of zip codes.
Is 34990 safe?
Yes, 34990 is safer than 98% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $94 per resident a year.
What is the weather like in 34990?
July highs average about 91 degrees, and January highs near 74 with lows near 58. That works out to about 114 pleasant days a year, more than 72% of zip codes.
Is 34990 good for families?
Schools beat 91% of zip codes, crime safety beats 98%, and childcare runs $971 a month.
Compare 34990 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 34990. Scores are absolute rather than ranked, which means a 60 in 34990 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
34990 detail on BestNeighborhood maps:
- Walk Grade for 34990: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 34990: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 34990: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 34990: carrier by carrier coverage behind the cell score.
34990 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.