Best Places37118, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 37118, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
37118 ranks 8,545th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state finances by a wide margin, and the weather ranks lowest.
The best neighborhoods in 37118
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
37118's strengths and weaknesses
Where 37118 ranks high
- State fiscal healthBetter than 96% of zip codes
- Low property taxBetter than 94% of zip codes
- QuietBetter than 91% of zip codes
- Cost of living vs incomeBetter than 86% of zip codes
- Low income/sales/gas taxBetter than 82% of zip codes
Where 37118 ranks low
- Nice weatherabout 58 pleasant days a year, better than only 5% of zip codes
- WalkabilityBetter than only 5% of zip codes
- Short commute37.2 minutes each way, better than only 7% of zip codes
- BikingBetter than only 7% of zip codes
- Cell coverageBetter than only 11% of zip codes
What it costs to buy a home in 37118
A household needs to earn about $97,000 a year to comfortably buy the median 37118 home, at 20% down and today's 30-year rate. That is below the area's own median income of $98,319, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 37118's effective rate of 0.35%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 37118
37118 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 37118.
Who works in 37118, and how
Work in 37118 centers on health care & social and retail trade. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 12%
- Transit, walk, or bike 2%
Life in 37118
The map and measures below break down dining, culture, and green space by neighborhood across 37118.
What the weather is like in 37118, month by month
37118 sees roughly 58 pleasant days a year. July highs average about 91 degrees. January highs sit near 50, with lows near 30. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 39° | 30° |
| April | 73° | 60° | 48° |
| July | 91° | 80° | 71° |
| October | 75° | 62° | 50° |
Flying in and out of 37118
Nashville International sits about 30 miles away. It is a large hub and boarded 12.6 million passengers in 2025, with 158 nonstop destinations.
The best schools in and around 37118
Schools across 37118 average a B, better than 72% of zip codes.
Top elementary schools
- Homer Pittard Campus SchoolA · 65% proficient
- Watertown ElementaryA− · 56% proficient
Top middle schools
- Watertown Middle SchoolB− · 39% proficient
- Whitworth-buchanan Middle SchoolC+ · 36% proficient
- Oakland Middle SchoolC · 35% proficient
Top high schools
- Oakland High SchoolA · 75% proficient
- Watertown High SchoolC+ · 35% proficient
- Cannon County High SchoolC+ · 35% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 37118 school and its grade on SchoolGrade.
37118 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 37118 against the other 33,109 zip codes.
Common questions about living in 37118
Is 37118 a good place to live?
Using BestNeighborhood's default rankings, 37118 ranks 8,545th of 33,110 zip codes. It scores highest on state finances, low property taxes, and quiet, and lowest on the weather and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 37118 expensive to live in?
The median home is worth $395,338. The overall cost of living runs about 11% below the national average. Set against a $98,319 median income, cost of living beats 86% of zip codes.
Is 37118 safe?
Yes, 37118 is safer than 65% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $343 per resident a year.
Compare 37118 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 37118. Scores are absolute rather than ranked, which means a 60 in 37118 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
37118 detail on BestNeighborhood maps:
- Walk Grade for 37118: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 37118: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 37118: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 37118: carrier by carrier coverage behind the cell score.
37118 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.