Best Places37312, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 37312, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
37312 ranks 10,736th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state finances by a wide margin, and the weather ranks lowest.
The best neighborhoods in 37312
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
37312's strengths and weaknesses
Where 37312 ranks high
- State fiscal healthBetter than 96% of zip codes
- Internet speedBetter than 85% of zip codes
- Low vacancyBetter than 83% of zip codes
- Low property taxBetter than 83% of zip codes
- Low income/sales/gas taxBetter than 82% of zip codes
Where 37312 ranks low
- Nice weatherabout 62 pleasant days a year, better than only 12% of zip codes
- Heat safetyBetter than only 16% of zip codes
- QuietBetter than only 26% of zip codes
- Housing crash safetyBetter than only 33% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 37312
A household needs to earn about $75,000 a year to comfortably buy the median 37312 home, at 20% down and today's 30-year rate. That is below the area's own median income of $78,118, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 37312's effective rate of 0.49%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 37312
37312 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 37312.
Who works in 37312, and how
Work in 37312 centers on manufacturing and education. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 12%
- Transit, walk, or bike 1%
Life in 37312
37312 has more restaurants and bars per resident than 67% of zip codes and more late-night spots per resident than 80% of zip codes. Dining, parks, and nightlife concentrates in some parts of 37312 and thins out in others, which the map shows.
What the weather is like in 37312, month by month
37312 sees roughly 62 pleasant days a year. July highs average about 93 degrees. January highs sit near 54, with lows near 32. The comfortable stretch runs March through May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 54° | 42° | 32° |
| April | 77° | 62° | 49° |
| July | 93° | 81° | 72° |
| October | 79° | 64° | 52° |
Flying in and out of 37312
The nearest airport, Lovell Field, is about 23 miles away and is a small airport. The nearest major hub is Hartsfield/Jackson Atlanta International, about 112 miles away.
The best schools in and around 37312
Schools across 37312 average a C+, better than 43% of zip codes.
Top elementary schools
- Candy's Creek Cherokee Elementary SchoolB · 45% proficient
- North Lee Elementary SchoolB− · 41% proficient
- Hopewell Elementary SchoolB− · 40% proficient
Top middle schools
- Ocoee Middle SchoolB · 45% proficient
- Cleveland MiddleC · 31% proficient
Top high schools
- Walker Valley High SchoolB− · 44% proficient
- Cleveland HighC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 37312 school and its grade on SchoolGrade.
37312 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 37312 against the other 33,109 zip codes.
Who 37312 suits
Families
Schools land around the 43rd percentile and crime safety beats 74%.
Remote workers
Cost of living against local pay beats 75% of zip codes, internet is fast and widely advertised, and 12% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 37312
Is 37312 a good place to live?
Using BestNeighborhood's default rankings, 37312 ranks 10,736th of 33,110 zip codes. It scores highest on state finances, fast internet, and few empty homes, and lowest on the weather and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 37312 expensive to live in?
The median home is worth $298,604. The overall cost of living runs about 20% below the national average. Set against a $78,118 median income, cost of living beats 75% of zip codes.
Is 37312 safe?
Yes, 37312 is safer than 74% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $337 per resident a year.
What is the weather like in 37312?
July highs average about 93 degrees, and January highs near 54 with lows near 32. That works out to about 62 pleasant days a year, more than 12% of zip codes.
Is 37312 good for families?
Schools beat 43% of zip codes, crime safety beats 74%, and childcare runs $811 a month.
Compare 37312 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 37312. Scores are absolute rather than ranked, which means a 60 in 37312 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
37312 detail on BestNeighborhood maps:
- Walk Grade for 37312: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 37312: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 37312: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 37312: carrier by carrier coverage behind the cell score.
37312 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.