Best Places38066, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 38066, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
38066 ranks 13,060th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state finances by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 38066
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
38066's strengths and weaknesses
Where 38066 ranks high
- State fiscal healthBetter than 96% of zip codes
- Low property taxBetter than 95% of zip codes
- Cost of living vs incomeBetter than 92% of zip codes
- Healthcare accessBetter than 86% of zip codes
- Household income$106,843 median, better than 84% of zip codes
Where 38066 ranks low
- Short commute38.5 minutes each way, better than only 5% of zip codes
- School gradeD+, better than only 11% of zip codes
- Heat safetyBetter than only 12% of zip codes
- QuietBetter than only 21% of zip codes
- Cell coverageBetter than only 26% of zip codes
What it costs to buy a home in 38066
A household needs to earn about $97,000 a year to comfortably buy the median 38066 home, at 20% down and today's 30-year rate. That is below the area's own median income of $106,843, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 38066's effective rate of 0.33%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 38066
38066 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 38066.
Who works in 38066, and how
Work in 38066 centers on transportation & warehousing and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 12%
- Transit, walk, or bike 1%
Life in 38066
The map and measures below break down dining, culture, and green space by neighborhood across 38066.
What the weather is like in 38066, month by month
38066 sees roughly 76 pleasant days a year. July highs average about 91 degrees. January highs sit near 50, with lows near 33. The comfortable stretch runs March through May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 40° | 33° |
| April | 72° | 61° | 52° |
| July | 91° | 81° | 72° |
| October | 75° | 64° | 54° |
Flying in and out of 38066
Memphis International sits about 25 miles away. It is a medium hub and boarded 2.4 million passengers in 2025, with 78 nonstop destinations.
The best schools in and around 38066
Schools across 38066 average a D+, better than 11% of zip codes.
Top elementary schools
- Southwest ElementaryD+ · 25% proficient
- La Grange Moscow ElementaryF · 10% proficient
Top middle schools
- Collierville Middle SchoolA− · 54% proficient
- West Junior High SchoolD− · 15% proficient
Top high schools
- Fayette Ware Comprehensive High SchoolC− · 27% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 38066 school and its grade on SchoolGrade.
38066 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 38066 against the other 33,109 zip codes.
Common questions about living in 38066
Is 38066 a good place to live?
Using BestNeighborhood's default rankings, 38066 ranks 13,060th of 33,110 zip codes. It scores highest on state finances, low property taxes, and what local pay buys, and lowest on long commutes and the schools. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 38066 expensive to live in?
The median home is worth $395,793. The overall cost of living runs about 12% below the national average. Set against a $106,843 median income, cost of living beats 92% of zip codes.
Is 38066 safe?
Yes, 38066 is safer than 56% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $385 per resident a year.
Compare 38066 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 38066. Scores are absolute rather than ranked, which means a 60 in 38066 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
38066 detail on BestNeighborhood maps:
- Walk Grade for 38066: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 38066: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 38066: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 38066: carrier by carrier coverage behind the cell score.
38066 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.