Best Places38370, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 38370, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
38370 ranks 24,031st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and health outcomes rank lowest.
The best neighborhoods in 38370
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
38370's strengths and weaknesses
Where 38370 ranks high
- Local economyBetter than 98% of zip codes
- State fiscal healthBetter than 96% of zip codes
- QuietBetter than 90% of zip codes
- Cheap childcare$564 a month, better than 89% of zip codes
- Low income/sales/gas taxBetter than 82% of zip codes
Where 38370 ranks low
- Health outlookBetter than only 3% of zip codes
- Cell coverageBetter than only 4% of zip codes
- Short commute38.5 minutes each way, better than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Heat safetyBetter than only 12% of zip codes
What it costs to buy a home in 38370
A household needs to earn about $28,000 a year to comfortably buy the median 38370 home, at 20% down and today's 30-year rate. That is below the area's own median income of $62,868, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 38370's effective rate of 0.50%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 38370
38370 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 38370.
Who works in 38370, and how
Work in 38370 centers on retail trade and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 10%
- Transit, walk, or bike 1%
Life in 38370
The map and measures below break down dining, culture, and green space by neighborhood across 38370.
What the weather is like in 38370, month by month
38370 sees roughly 73 pleasant days a year. July highs average about 90 degrees. January highs sit near 52, with lows near 34. The comfortable stretch runs March through May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 52° | 42° | 34° |
| April | 73° | 61° | 51° |
| July | 90° | 80° | 72° |
| October | 76° | 62° | 52° |
Flying in and out of 38370
The nearest airport, McKellar-Sipes Regional, is about 41 miles away and is a small airport. The nearest major hub is Nashville International, about 101 miles away.
The best schools in and around 38370
Schools across 38370 average a C+, better than 41% of zip codes.
Top elementary schools
- South Side ElementaryB · 50% proficient
- West Hardin ElementaryC · 35% proficient
- Decaturville ElementaryD+ · 25% proficient
Top middle schools
- Decatur County Middle SchoolB+ · 49% proficient
- Hardin County Middle SchoolC+ · 36% proficient
Top high schools
- Scotts Hill High SchoolB · 50% proficient
- Hardin County High SchoolC+ · 35% proficient
- Riverside High SchoolC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 38370 school and its grade on SchoolGrade.
38370 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 38370 against the other 33,109 zip codes.
Common questions about living in 38370
Is 38370 a good place to live?
Using BestNeighborhood's default rankings, 38370 ranks 24,031st of 33,110 zip codes. It scores highest on a strong job market, state finances, and quiet, and lowest on health outcomes and cell coverage. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 38370 expensive to live in?
The median home is worth $112,704. The overall cost of living runs about 21% below the national average. Set against a $62,868 median income, cost of living beats 45% of zip codes.
Is 38370 safe?
38370 is safer than 51% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $400 per resident a year.
Compare 38370 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 38370. Scores are absolute rather than ranked, which means a 60 in 38370 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
38370 detail on BestNeighborhood maps:
- Walk Grade for 38370: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 38370: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 38370: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 38370: carrier by carrier coverage behind the cell score.
38370 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.