Best Places38564, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 38564, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
38564 ranks 21,028th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in 38564
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
38564's strengths and weaknesses
Where 38564 ranks high
- Local economyBetter than 99% of zip codes
- Internet speedBetter than 99% of zip codes
- State fiscal healthBetter than 96% of zip codes
- Tree shadeBetter than 94% of zip codes
- QuietBetter than 88% of zip codes
Where 38564 ranks low
- Cell coverageBetter than only 1% of zip codes
- Health outlookBetter than only 8% of zip codes
- Short commute34.5 minutes each way, better than only 12% of zip codes
- BikingBetter than only 15% of zip codes
- Nice weatherabout 65 pleasant days a year, better than only 16% of zip codes
What it costs to buy a home in 38564
A household needs to earn about $52,000 a year to comfortably buy the median 38564 home, at 20% down and today's 30-year rate. That is below the area's own median income of $59,586, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 38564's effective rate of 0.46%, and insurance is estimated at 0.4% of home value a year.
Who lives in 38564
38564 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 38564.
Who works in 38564, and how
Work in 38564 centers on construction and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 25%
- Transit, walk, or bike 3%
Life in 38564
The map and measures below break down dining, culture, and green space by neighborhood across 38564.
What the weather is like in 38564, month by month
38564 sees roughly 65 pleasant days a year. July highs average about 88 degrees. January highs sit near 48, with lows near 28. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 37° | 28° |
| April | 71° | 58° | 46° |
| July | 88° | 77° | 68° |
| October | 73° | 59° | 47° |
Flying in and out of 38564
Nashville International sits about 52 miles away. It is a large hub and boarded 12.6 million passengers in 2025, with 158 nonstop destinations.
The best schools in and around 38564
Schools across 38564 average a C+, better than 43% of zip codes.
Top elementary schools
- Forks River ElementaryC · 35% proficient
- Gainesboro ElementaryC · 35% proficient
Top middle schools
- Jackson County Middle SchoolC+ · 38% proficient
Top high schools
- Upperman High SchoolB+ · 52% proficient
- Jackson County High SchoolC+ · 35% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 38564 school and its grade on SchoolGrade.
38564 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 38564 against the other 33,109 zip codes.
Common questions about living in 38564
Is 38564 a good place to live?
Using BestNeighborhood's default rankings, 38564 ranks 21,028th of 33,110 zip codes. It scores highest on a strong job market, fast internet, and state finances, and lowest on cell coverage and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 38564 expensive to live in?
The median home is worth $209,327. The overall cost of living runs about 13% below the national average. Set against a $59,586 median income, cost of living beats 28% of zip codes.
Is 38564 safe?
Yes, 38564 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $375 per resident a year.
Compare 38564 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 38564. Scores are absolute rather than ranked, which means a 60 in 38564 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
38564 detail on BestNeighborhood maps:
- Walk Grade for 38564: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 38564: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 38564: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 38564: carrier by carrier coverage behind the cell score.
38564 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.