Best Places38866, MS Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 38866, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
38866 ranks 12,930th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and air quality ranks lowest.
The best neighborhoods in 38866
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
38866's strengths and weaknesses
Where 38866 ranks high
- Cheap childcare$518 a month, better than 93% of zip codes
- Internet speedBetter than 86% of zip codes
- Crime safetyBetter than 78% of zip codes
- Cost of living vs incomeBetter than 78% of zip codes
- Local economyBetter than 69% of zip codes
Where 38866 ranks low
- Air qualityBetter than only 2% of zip codes
- State infrastructureBetter than only 4% of zip codes
- State fiscal healthBetter than only 13% of zip codes
- Nice weatherabout 67 pleasant days a year, better than only 19% of zip codes
- Big-city accessBetter than only 19% of zip codes
What it costs to buy a home in 38866
A household needs to earn about $57,000 a year to comfortably buy the median 38866 home, at 20% down and today's 30-year rate. That is below the area's own median income of $79,397, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 38866's effective rate of 0.62%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 38866
38866 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 38866.
Who works in 38866, and how
Work in 38866 centers on manufacturing and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 6%
- Transit, walk, or bike 1%
Life in 38866
The map and measures below break down dining, culture, and green space by neighborhood across 38866.
What the weather is like in 38866, month by month
38866 sees roughly 67 pleasant days a year. July highs average about 94 degrees. January highs sit near 56, with lows near 33. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 56° | 44° | 33° |
| April | 77° | 63° | 50° |
| July | 94° | 82° | 73° |
| October | 81° | 66° | 53° |
Flying in and out of 38866
The nearest airport, Tupelo Regional, is about 8 miles away and is a small airport. The nearest major hub is Memphis International, about 87 miles away.
The best schools in and around 38866
Schools across 38866 average a B, better than 63% of zip codes.
Top elementary schools
- Mooreville Elementary SchoolA− · 58% proficient
- Saltillo Elementary SchoolB · 49% proficient
Top middle schools
- Mooreville Middle SchoolA− · 56% proficient
- Milam Elementary SchoolB · 45% proficient
- Guntown Middle SchoolB · 44% proficient
Top high schools
- Mooreville High SchoolB− · 45% proficient
- Saltillo High SchoolB− · 42% proficient
- Tupelo High SchoolB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 38866 school and its grade on SchoolGrade.
38866 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 38866 against the other 33,109 zip codes.
Common questions about living in 38866
Is 38866 a good place to live?
Using BestNeighborhood's default rankings, 38866 ranks 12,930th of 33,110 zip codes. It scores highest on affordable childcare, fast internet, and low crime, and lowest on air quality and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 38866 expensive to live in?
The median home is worth $222,677. The overall cost of living runs about 23% below the national average. Set against a $79,397 median income, cost of living beats 78% of zip codes.
Is 38866 safe?
Yes, 38866 is safer than 78% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $132 per resident a year.
Compare 38866 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 38866. Scores are absolute rather than ranked, which means a 60 in 38866 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
38866 detail on BestNeighborhood maps:
- Walk Grade for 38866: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 38866: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 38866: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 38866: carrier by carrier coverage behind the cell score.
38866 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.