Best Places39046, MS Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 39046, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
39046 ranks 26,898th of 33,110 U.S. zip codes on the BestNeighborhood index. State infrastructure pulls hardest against it, while it scores best on fast internet.
The best neighborhoods in 39046
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
39046's strengths and weaknesses
Where 39046 ranks high
- Internet speedBetter than 86% of zip codes
- Cheap childcare$649 a month, better than 81% of zip codes
- Low property taxBetter than 73% of zip codes
- Housing crash safetyBetter than 66% of zip codes
- WalkabilityBetter than 65% of zip codes
Where 39046 ranks low
- State infrastructureBetter than only 4% of zip codes
- Air qualityBetter than only 11% of zip codes
- State fiscal healthBetter than only 13% of zip codes
- Healthcare accessBetter than only 16% of zip codes
- Heat safetyBetter than only 17% of zip codes
What it costs to buy a home in 39046
A household needs to earn about $51,000 a year to comfortably buy the median 39046 home, at 20% down and today's 30-year rate. That is below the area's own median income of $58,168, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 39046's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 39046
39046's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 39046.
Who works in 39046, and how
Work in 39046 centers on manufacturing and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 10%
- Transit, walk, or bike 3%
Life in 39046
39046 has more parkland per resident than 67% of zip codes. That concentrates in some parts of 39046 and thins out in others, which the map shows.
What the weather is like in 39046, month by month
39046 sees roughly 76 pleasant days a year. July highs average about 94 degrees. January highs sit near 61, with lows near 36. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 47° | 36° |
| April | 80° | 65° | 52° |
| July | 94° | 82° | 73° |
| October | 83° | 68° | 55° |
Flying in and out of 39046
The nearest airport, Jackson-Medgar Wiley Evers International, is about 20 miles away and is a small airport. The nearest major hub is Memphis International, about 169 miles away.
The best schools in and around 39046
Schools across 39046 average a C−, better than 27% of zip codes.
Top elementary schools
- Mannsdale Upper ElementaryA+ · 77% proficient
- Madison Crossing ElementaryB+ · 54% proficient
- Luther Branson SchoolB+ · 53% proficient
Top middle schools
- Madison Middle SchoolA+ · 69% proficient
- Germantown Middle SchoolA · 65% proficient
- Shirley D. Simmons Middle SchoolC · 35% proficient
Top high schools
- Germantown High SchoolB · 47% proficient
- Madison Central High SchoolC · 33% proficient
- Velma Jackson High SchoolC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 39046 school and its grade on SchoolGrade.
39046 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 39046 against the other 33,109 zip codes.
Who 39046 suits
Remote workers
Internet is fast and widely advertised and 10% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 39046
Is 39046 a good place to live?
Using BestNeighborhood's default rankings, 39046 ranks 26,898th of 33,110 zip codes. It scores highest on fast internet, affordable childcare, and low property taxes, and lowest on state infrastructure and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 39046 expensive to live in?
The median home is worth $201,286. The overall cost of living runs about 12% below the national average. Set against a $58,168 median income, cost of living beats 22% of zip codes.
Is 39046 safe?
39046 is safer than 26% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $257 per resident a year.
What is the weather like in 39046?
July highs average about 94 degrees, and January highs near 61 with lows near 36. That works out to about 76 pleasant days a year, more than 37% of zip codes.
Is 39046 good for families?
Schools beat 27% of zip codes, crime safety beats 26%, and childcare runs $649 a month.
Compare 39046 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 39046. Scores are absolute rather than ranked, which means a 60 in 39046 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
39046 detail on BestNeighborhood maps:
- Walk Grade for 39046: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 39046: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 39046: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 39046: carrier by carrier coverage behind the cell score.
39046 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.