Best Places40014, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40014, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
40014 ranks 2,864th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40014
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40014's strengths and weaknesses
Where 40014 ranks high
- Cost of living vs incomeBetter than 97% of zip codes
- Low vacancyBetter than 96% of zip codes
- Household income$136,283 median, better than 94% of zip codes
- Voter turnoutBetter than 93% of zip codes
- Healthcare accessBetter than 92% of zip codes
Where 40014 ranks low
- Nice weatherabout 55 pleasant days a year, better than only 3% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- TransitBetter than only 35% of zip codes
- Air qualityBetter than only 35% of zip codes
- WalkabilityBetter than only 40% of zip codes
What it costs to buy a home in 40014
A household needs to earn about $108,000 a year to comfortably buy the median 40014 home, at 20% down and today's 30-year rate. That is below the area's own median income of $136,283, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40014's effective rate of 0.90%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40014
40014's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40014.
Who works in 40014, and how
Work in 40014 centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 21%
- Transit, walk, or bike 1%
Life in 40014
40014 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 40014 and thins out in others, which the map shows.
What the weather is like in 40014, month by month
40014 sees roughly 55 pleasant days a year. July highs average about 90 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 36° | 26° |
| April | 71° | 58° | 45° |
| July | 90° | 79° | 69° |
| October | 74° | 60° | 48° |
Flying in and out of 40014
The nearest airport, Louisville Muhammad Ali International, is about 19 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 65 miles away.
The best schools in and around 40014
Schools across 40014 average a B, better than 65% of zip codes.
Top elementary schools
- Goshen At Hillcrest Elementary SchoolA− · 57% proficient
- Harmony Elementary SchoolB+ · 53% proficient
- Kenwood Station Elementary SchoolB+ · 53% proficient
Top middle schools
- North Oldham Middle SchoolB+ · 50% proficient
- East Oldham Middle SchoolB+ · 50% proficient
- South Oldham Middle SchoolB · 45% proficient
Top high schools
- North Oldham High SchoolA− · 59% proficient
- South Oldham High SchoolB− · 45% proficient
- Oldham County High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40014 school and its grade on SchoolGrade.
40014 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40014 against the other 33,109 zip codes.
Who 40014 suits
Remote workers
Cost of living against local pay beats 97% of zip codes, internet is fast and widely advertised, and 21% already work from home.
Common questions about living in 40014
Is 40014 a good place to live?
Using BestNeighborhood's default rankings, 40014 ranks 2,864th of 33,110 zip codes. It scores highest on what local pay buys, few empty homes, and high incomes, and lowest on the weather and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40014 expensive to live in?
The median home is worth $406,985. The overall cost of living runs about 7% below the national average. Set against a $136,283 median income, cost of living beats 97% of zip codes.
Is 40014 safe?
Yes, 40014 is safer than 72% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $230 per resident a year.
What is the weather like in 40014?
July highs average about 90 degrees, and January highs near 46 with lows near 26. That works out to about 55 pleasant days a year, more than 3% of zip codes.
Is 40014 good for families?
Schools beat 65% of zip codes, crime safety beats 72%, and childcare runs $667 a month.
Compare 40014 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40014. Scores are absolute rather than ranked, which means a 60 in 40014 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40014 detail on BestNeighborhood maps:
- Walk Grade for 40014: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40014: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40014: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40014: carrier by carrier coverage behind the cell score.
40014 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.