Best Places40069, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40069, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
40069 ranks 16,423rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores best on short commutes, and car insurance costs are the weak spot.
The best neighborhoods in 40069
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40069's strengths and weaknesses
Where 40069 ranks high
- Short commute20.5 minutes each way, better than 83% of zip codes
- Low vacancyBetter than 76% of zip codes
- Internet speedBetter than 74% of zip codes
- Low property taxBetter than 69% of zip codes
- QuietBetter than 68% of zip codes
Where 40069 ranks low
- Cheap car insuranceBetter than only 18% of zip codes
- School gradeC−, better than only 23% of zip codes
- Health outlookBetter than only 24% of zip codes
- Nice weatherabout 70 pleasant days a year, better than only 24% of zip codes
- Tree shadeBetter than only 31% of zip codes
What it costs to buy a home in 40069
A household needs to earn about $53,000 a year to comfortably buy the median 40069 home, at 20% down and today's 30-year rate. That is below the area's own median income of $67,293, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40069's effective rate of 0.63%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40069
40069 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40069.
Who works in 40069, and how
Work in 40069 centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 6%
- Transit, walk, or bike 6%
Life in 40069
40069 has more parkland per resident than 81% of zip codes. That concentrates in some parts of 40069 and thins out in others, which the map shows.
What the weather is like in 40069, month by month
40069 sees roughly 70 pleasant days a year. July highs average about 87 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 67° | 55° | 45° |
| July | 87° | 76° | 67° |
| October | 70° | 58° | 48° |
Flying in and out of 40069
The nearest airport, Blue Grass, is about 41 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 98 miles away.
The best schools in and around 40069
Schools across 40069 average a C−, better than 23% of zip codes.
Top elementary schools
- North Washington Elementary SchoolC · 31% proficient
- Glasscock Elementary SchoolC− · 28% proficient
- Washington County Elementary SchoolD+ · 24% proficient
Top middle schools
- Washington County Middle SchoolC · 35% proficient
- Old Kentucky Home Middle SchoolD− · 19% proficient
Top high schools
- Marion County High SchoolC− · 30% proficient
- Commander AcademyD+ · 25% proficient
- Nelson County High SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40069 school and its grade on SchoolGrade.
40069 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40069 against the other 33,109 zip codes.
Common questions about living in 40069
Is 40069 a good place to live?
Using BestNeighborhood's default rankings, 40069 ranks 16,423rd of 33,110 zip codes. It scores highest on short commutes, few empty homes, and fast internet, and lowest on car insurance costs and the schools. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40069 expensive to live in?
The median home is worth $208,130. The overall cost of living runs about 19% below the national average. Set against a $67,293 median income, cost of living beats 54% of zip codes.
Is 40069 safe?
Yes, 40069 is safer than 66% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $239 per resident a year.
Compare 40069 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40069. Scores are absolute rather than ranked, which means a 60 in 40069 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40069 detail on BestNeighborhood maps:
- Walk Grade for 40069: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40069: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40069: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40069: carrier by carrier coverage behind the cell score.
40069 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.