Best Places40140, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40140, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40140 ranks 30,408th of 33,110 U.S. zip codes on the BestNeighborhood index. Long commutes pulls hardest against it, while it scores best on a strong job market.
The best neighborhoods in 40140
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40140's strengths and weaknesses
Where 40140 ranks high
- Local economyBetter than 85% of zip codes
- Tree shadeBetter than 82% of zip codes
- QuietBetter than 80% of zip codes
- Low property taxBetter than 78% of zip codes
- Low income/sales/gas taxBetter than 67% of zip codes
Where 40140 ranks low
- Short commute46.8 minutes each way, better than only 1% of zip codes
- BikingBetter than only 2% of zip codes
- Cell coverageBetter than only 4% of zip codes
- Health outlookBetter than only 5% of zip codes
- Nice weatherabout 59 pleasant days a year, better than only 7% of zip codes
What it costs to buy a home in 40140
A household needs to earn about $39,000 a year to comfortably buy the median 40140 home, at 20% down and today's 30-year rate. That is below the area's own median income of $54,371, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40140's effective rate of 0.54%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40140
40140's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40140.
Who works in 40140, and how
Work in 40140 centers on manufacturing and construction. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 94%
- Work from home 3%
- Transit, walk, or bike 3%
Life in 40140
The map and measures below break down dining, culture, and green space by neighborhood across 40140.
What the weather is like in 40140, month by month
40140 sees roughly 59 pleasant days a year. July highs average about 87 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 68° | 56° | 45° |
| July | 87° | 77° | 68° |
| October | 70° | 58° | 48° |
Flying in and out of 40140
The nearest airport, Louisville Muhammad Ali International, is about 44 miles away and is a small airport. The nearest major hub is Nashville International, about 113 miles away.
The best schools in and around 40140
Schools across 40140 average a C, better than 32% of zip codes.
Top elementary schools
- Lakewood Elementary SchoolC · 33% proficient
- Irvington Elementary SchoolC · 32% proficient
- Custer Elementary SchoolC− · 29% proficient
Top middle schools
- Breckinridge County Middle SchoolC+ · 37% proficient
- West Hardin Middle SchoolC · 33% proficient
Top high schools
- Central Hardin High SchoolC+ · 39% proficient
- Breckinridge County High SchoolC− · 29% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40140 school and its grade on SchoolGrade.
40140 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40140 against the other 33,109 zip codes.
Common questions about living in 40140
Is 40140 a good place to live?
Using BestNeighborhood's default rankings, 40140 ranks 30,408th of 33,110 zip codes. It scores highest on a strong job market, tree cover, and quiet, and lowest on long commutes and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40140 expensive to live in?
The median home is worth $155,092. The overall cost of living runs about 18% below the national average. Set against a $54,371 median income, cost of living beats 20% of zip codes.
Is 40140 safe?
Yes, 40140 is safer than 55% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $269 per resident a year.
Compare 40140 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40140. Scores are absolute rather than ranked, which means a 60 in 40140 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40140 detail on BestNeighborhood maps:
- Walk Grade for 40140: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40140: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40140: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40140: carrier by carrier coverage behind the cell score.
40140 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.