Best Places40165, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40165, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
40165 ranks 20,334th of 33,110 U.S. zip codes on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on affordable childcare.
The best neighborhoods in 40165
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40165's strengths and weaknesses
Where 40165 ranks high
- Cheap childcare$667 a month, better than 78% of zip codes
- Low vacancyBetter than 72% of zip codes
- Cost of living vs incomeBetter than 71% of zip codes
- Low income/sales/gas taxBetter than 67% of zip codes
- Household income$83,746 median, better than 65% of zip codes
Where 40165 ranks low
- Nice weatherabout 57 pleasant days a year, better than only 4% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- School gradeC−, better than only 20% of zip codes
- Healthcare accessBetter than only 23% of zip codes
- Air qualityBetter than only 26% of zip codes
What it costs to buy a home in 40165
A household needs to earn about $68,000 a year to comfortably buy the median 40165 home, at 20% down and today's 30-year rate. That is below the area's own median income of $83,746, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40165's effective rate of 0.81%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40165
40165 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40165.
Who works in 40165, and how
Work in 40165 centers on retail trade and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 10%
- Transit, walk, or bike 2%
Life in 40165
40165 has more parkland per resident than 74% of zip codes. That concentrates in some parts of 40165 and thins out in others, which the map shows.
What the weather is like in 40165, month by month
40165 sees roughly 57 pleasant days a year. July highs average about 91 degrees. January highs sit near 47, with lows near 27. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 36° | 27° |
| April | 73° | 59° | 47° |
| July | 91° | 81° | 71° |
| October | 75° | 62° | 51° |
Flying in and out of 40165
The nearest airport, Louisville Muhammad Ali International, is about 12 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 91 miles away.
The best schools in and around 40165
Schools across 40165 average a C−, better than 20% of zip codes.
Top elementary schools
- Pleasant Grove Elementary SchoolB · 48% proficient
- Freedom Elementary SchoolB− · 40% proficient
- Cedar Grove ElementaryC · 35% proficient
Top middle schools
- Eastside Middle SchoolC+ · 35% proficient
- Hebron Middle SchoolC · 32% proficient
- Bernheim Middle SchoolC · 32% proficient
Top high schools
- Bullitt East High SchoolC− · 29% proficient
- North Bullitt High SchoolD+ · 25% proficient
- Bullitt Central High SchoolD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40165 school and its grade on SchoolGrade.
40165 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40165 against the other 33,109 zip codes.
Who 40165 suits
Remote workers
Cost of living against local pay beats 71% of zip codes and 10% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 40165
Is 40165 a good place to live?
Using BestNeighborhood's default rankings, 40165 ranks 20,334th of 33,110 zip codes. It scores highest on affordable childcare, few empty homes, and what local pay buys, and lowest on the weather and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40165 expensive to live in?
The median home is worth $260,662. The overall cost of living runs about 14% below the national average. Set against a $83,746 median income, cost of living beats 71% of zip codes.
Is 40165 safe?
40165 is safer than 55% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $283 per resident a year.
What is the weather like in 40165?
July highs average about 91 degrees, and January highs near 47 with lows near 27. That works out to about 57 pleasant days a year, more than 4% of zip codes.
Is 40165 good for families?
Schools beat 20% of zip codes, crime safety beats 55%, and childcare runs $667 a month.
Compare 40165 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40165. Scores are absolute rather than ranked, which means a 60 in 40165 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40165 detail on BestNeighborhood maps:
- Walk Grade for 40165: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40165: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40165: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40165: carrier by carrier coverage behind the cell score.
40165 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.