Best Places40220, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40220, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40220 ranks 14,129th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on transit by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40220
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40220's strengths and weaknesses
Where 40220 ranks high
- TransitBetter than 93% of zip codes
- Cell coverageBetter than 92% of zip codes
- Low vacancyBetter than 85% of zip codes
- Internet speedBetter than 85% of zip codes
- Educational attainmentBetter than 85% of zip codes
Where 40220 ranks low
- Nice weatherabout 56 pleasant days a year, better than only 4% of zip codes
- School gradeD, better than only 5% of zip codes
- QuietBetter than only 10% of zip codes
- Cheap car insuranceBetter than only 15% of zip codes
- Crime safetyBetter than only 20% of zip codes
What it costs to buy a home in 40220
A household needs to earn about $70,000 a year to comfortably buy the median 40220 home, at 20% down and today's 30-year rate. That is below the area's own median income of $82,942, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40220's effective rate of 0.87%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40220
40220's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40220.
Who works in 40220, and how
Work in 40220 centers on health care & social and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 16%
- Transit, walk, or bike 3%
Life in 40220
The map and measures below break down dining, culture, and green space by neighborhood across 40220.
What the weather is like in 40220, month by month
40220 sees roughly 56 pleasant days a year. July highs average about 90 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 36° | 26° |
| April | 71° | 58° | 45° |
| July | 90° | 79° | 69° |
| October | 74° | 60° | 48° |
Flying in and out of 40220
The nearest airport, Louisville Muhammad Ali International, is about 7 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 77 miles away.
The best schools in and around 40220
Schools across 40220 average a D, better than 5% of zip codes.
Top elementary schools
- Greathouse/shryock TraditionalA · 67% proficient
- Lowe ElementaryB · 49% proficient
- St Matthews ElementaryC− · 28% proficient
Top middle schools
- Westport MiddleD · 23% proficient
- Ramsey MiddleD · 21% proficient
- Carrithers MiddleD− · 19% proficient
Top high schools
- Eastern HighB− · 43% proficient
- Waggener HighD− · 15% proficient
- Jeffersontown HighD− · 13% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40220 school and its grade on SchoolGrade.
40220 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40220 against the other 33,109 zip codes.
Who 40220 suits
Remote workers
Cost of living against local pay beats 77% of zip codes, internet is fast and widely advertised, and 16% already work from home.
Common questions about living in 40220
Is 40220 a good place to live?
Using BestNeighborhood's default rankings, 40220 ranks 14,129th of 33,110 zip codes. It scores highest on transit, cell coverage, and few empty homes, and lowest on the weather and the schools. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40220 expensive to live in?
The median home is worth $266,729. The overall cost of living runs about 16% below the national average. Set against a $82,942 median income, cost of living beats 77% of zip codes.
Is 40220 safe?
40220 is safer than 20% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $425 per resident a year.
What is the weather like in 40220?
July highs average about 90 degrees, and January highs near 46 with lows near 26. That works out to about 56 pleasant days a year, more than 4% of zip codes.
Is 40220 good for families?
Schools beat 5% of zip codes, crime safety beats 20%, and childcare runs $939 a month.
Compare 40220 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40220. Scores are absolute rather than ranked, which means a 60 in 40220 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40220 detail on BestNeighborhood maps:
- Walk Grade for 40220: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40220: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40220: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40220: carrier by carrier coverage behind the cell score.
40220 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.