Best Places40316, KY Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 40316, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

40316 ranks 30,756th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low property taxes by a wide margin, and the cost of living against local pay is the weak spot.

#30,756
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 40316

Map of the best neighborhoods in the 40316 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

40316's strengths and weaknesses

Top 10%Low property taxes
Top 10%Affordable childcare
Top 10%Tree cover
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 40316 with other zip codes.

Where 40316 ranks high

  • Low property taxBetter than 93% of zip codes
  • Cheap childcare$545 a month, better than 91% of zip codes
  • Tree shadeBetter than 91% of zip codes
  • Local economyBetter than 80% of zip codes
  • Short commute21.3 minutes each way, better than 79% of zip codes

Where 40316 ranks low

  • Cost of living vs incomeBetter than only 3% of zip codes
  • Household income$30,041 median, better than only 3% of zip codes
  • Health outlookBetter than only 4% of zip codes
  • BikingBetter than only 7% of zip codes
  • Healthcare accessBetter than only 10% of zip codes

What it costs to buy a home in 40316

A household needs to earn about $25,000 a year to comfortably buy the median 40316 home, at 20% down and today's 30-year rate. That is below the area's own median income of $30,041, so a typical household can afford the median home outright.

Income to buy the median home
$25,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$583
principal, interest, tax, and insurance on a $101,650 home

Where the monthly payment goes

Principal & interest$518
Property tax$31
Homeowners insurance$34

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40316's effective rate of 0.37%, and insurance is estimated at 0.4% of home value a year.


Who lives in 40316

40316 runs older than the country, and households here run larger than average.

Median age
46
older than the U.S. median of 41
Residents 65 and older
23%
versus 18% nationally
Average household
2.9
above the U.S. average of 2.6

Residents by age

Under 1823%
18 to 3417%
35 to 4918%
50 to 6420%
65 and older23%

Racial and ethnic makeup has its own map. See the race and diversity map for 40316.


Who works in 40316, and how

Work in 40316 centers on retail trade and hospitality & food. Unemployment is low, and jobs are growing.

Work from home
5%
below the national average
Unemployment
0.0%
below the national average
Job growth
+14.7%
/y 2019-2023, faster than the national pace

Largest industries

Retail trade23%
Hospitality & food13%
Wholesale trade12%
Health care & social12%
Construction10%

How people get to work

  • Drive or carpool 91%
  • Work from home 5%
  • Transit, walk, or bike 5%

Life in 40316

The map and measures below break down dining, culture, and green space by neighborhood across 40316.


What the weather is like in 40316, month by month

40316 sees roughly 74 pleasant days a year. July highs average about 87 degrees. January highs sit near 47, with lows near 27. The comfortable stretch runs April through June and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January47°36°27°
April72°58°46°
July87°76°67°
October73°60°49°

Flying in and out of 40316

The nearest airport, Blue Grass, is about 59 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 99 miles away.

Nearest airport
LEX
Blue Grass, about 59 miles
Airport size
Small hub
116th-busiest in the US, 37 nonstop destinations
Average drive
85 min
from the area, with no traffic

The best schools in and around 40316

Schools across 40316 average a D+, better than 16% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 40316 school and its grade on SchoolGrade.


40316 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40316 against the other 33,109 zip codes.


Common questions about living in 40316

Is 40316 a good place to live?

Using BestNeighborhood's default rankings, 40316 ranks 30,756th of 33,110 zip codes. It scores highest on low property taxes, affordable childcare, and tree cover, and lowest on the cost of living against local pay and low incomes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 40316 expensive to live in?

The median home is worth $101,650. The overall cost of living runs about 17% below the national average. Set against a $30,041 median income, cost of living beats 3% of zip codes.

Is 40316 safe?

40316 is safer than 22% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $414 per resident a year.


Compare 40316 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 40316. Scores are absolute rather than ranked, which means a 60 in 40316 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

40316 detail on BestNeighborhood maps:

  1. Walk Grade for 40316: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 40316: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 40316: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 40316: carrier by carrier coverage behind the cell score.

40316 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.