Best Places40347, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40347, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40347 ranks 7,478th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on heat safety by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 40347
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40347's strengths and weaknesses
Where 40347 ranks high
- Heat safetyBetter than 95% of zip codes
- Educational attainmentBetter than 87% of zip codes
- Short commute19.7 minutes each way, better than 86% of zip codes
- Healthcare accessBetter than 84% of zip codes
- Cost of living vs incomeBetter than 82% of zip codes
Where 40347 ranks low
- Cheap car insuranceBetter than only 21% of zip codes
- Local economyBetter than only 22% of zip codes
- QuietBetter than only 25% of zip codes
- TransitBetter than only 35% of zip codes
- Tree shadeBetter than only 38% of zip codes
What it costs to buy a home in 40347
A household needs to earn about $80,000 a year to comfortably buy the median 40347 home, at 20% down and today's 30-year rate. That is below the area's own median income of $91,611, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40347's effective rate of 0.63%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40347
40347's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40347.
Who works in 40347, and how
Work in 40347 centers on retail trade and manufacturing. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 16%
- Transit, walk, or bike 4%
Life in 40347
40347 has more restaurants and bars per resident than 83% of zip codes. That concentrates in some parts of 40347 and thins out in others, which the map shows.
What the weather is like in 40347, month by month
40347 sees roughly 112 pleasant days a year. July highs average about 86 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 67° | 55° | 46° |
| July | 86° | 76° | 67° |
| October | 70° | 59° | 49° |
Flying in and out of 40347
The nearest airport, Blue Grass, is about 10 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 62 miles away.
The best schools in and around 40347
Schools across 40347 average a B−, better than 52% of zip codes.
Top elementary schools
- Northside Elementary SchoolB− · 43% proficient
- Western Elementary SchoolB− · 42% proficient
- Stamping Ground Elementary SchoolC− · 28% proficient
Top middle schools
- Woodford County Middle SchoolB− · 42% proficient
- Scott County Middle SchoolB− · 40% proficient
- Elkhorn Middle SchoolD · 21% proficient
Top high schools
- Woodford County High SchoolC+ · 38% proficient
- Scott County High SchoolC · 34% proficient
- Franklin County High SchoolC− · 28% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40347 school and its grade on SchoolGrade.
40347 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40347 against the other 33,109 zip codes.
Common questions about living in 40347
Is 40347 a good place to live?
Using BestNeighborhood's default rankings, 40347 ranks 7,478th of 33,110 zip codes. It scores highest on heat safety, an educated workforce, and short commutes, and lowest on car insurance costs and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40347 expensive to live in?
The median home is worth $313,989. The overall cost of living runs about 10% below the national average. Set against a $91,611 median income, cost of living beats 82% of zip codes.
Is 40347 safe?
Yes, 40347 is safer than 56% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $265 per resident a year.
Compare 40347 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40347. Scores are absolute rather than ranked, which means a 60 in 40347 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40347 detail on BestNeighborhood maps:
- Walk Grade for 40347: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40347: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40347: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40347: carrier by carrier coverage behind the cell score.
40347 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.