Best Places40448, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40448, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40448 ranks 29,786th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and a weak job market ranks lowest.
The best neighborhoods in 40448
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40448's strengths and weaknesses
Where 40448 ranks high
- Low vacancyBetter than 98% of zip codes
- Voter turnoutBetter than 98% of zip codes
- WalkabilityBetter than 69% of zip codes
- Disaster safetyBetter than 68% of zip codes
- Low income/sales/gas taxBetter than 67% of zip codes
Where 40448 ranks low
- Local economyBetter than only 5% of zip codes
- Tree shadeBetter than only 6% of zip codes
- Short commute35.5 minutes each way, better than only 10% of zip codes
- Household income$51,914 median, better than only 13% of zip codes
- Cheap car insuranceBetter than only 13% of zip codes
What it costs to buy a home in 40448
A household needs to earn about $32,000 a year to comfortably buy the median 40448 home, at 20% down and today's 30-year rate. That is below the area's own median income of $51,914, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40448's effective rate of 0.70%, and insurance is estimated at 0.4% of home value a year.
Who lives in 40448
40448 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40448.
Who works in 40448, and how
Work in 40448 centers on retail trade and other services. Unemployment runs well above the national rate.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 23%
- Transit, walk, or bike 0%
Life in 40448
The map and measures below break down dining, culture, and green space by neighborhood across 40448.
What the weather is like in 40448, month by month
40448 sees roughly 72 pleasant days a year. July highs average about 87 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 68° | 55° | 45° |
| July | 87° | 76° | 66° |
| October | 70° | 57° | 47° |
Flying in and out of 40448
The nearest airport, Blue Grass, is about 41 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 110 miles away.
The best schools in and around 40448
Schools across 40448 average a C−, better than 20% of zip codes.
Top elementary schools
- Hustonville Elementary SchoolC− · 30% proficient
Top middle schools
- Lincoln County Middle SchoolD+ · 26% proficient
Top high schools
- Lincoln County High SchoolC− · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40448 school and its grade on SchoolGrade.
40448 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40448 against the other 33,109 zip codes.
Common questions about living in 40448
Is 40448 a good place to live?
Using BestNeighborhood's default rankings, 40448 ranks 29,786th of 33,110 zip codes. It scores highest on few empty homes, civic engagement, and walkability, and lowest on a weak job market and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40448 expensive to live in?
The median home is worth $122,900. The overall cost of living runs about 20% below the national average. Set against a $51,914 median income, cost of living beats 14% of zip codes.
Is 40448 safe?
Yes, 40448 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $253 per resident a year.
Compare 40448 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40448. Scores are absolute rather than ranked, which means a 60 in 40448 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40448 detail on BestNeighborhood maps:
- Walk Grade for 40448: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40448: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40448: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40448: carrier by carrier coverage behind the cell score.
40448 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.