Best Places40503, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40503, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
40503 ranks 7,983rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40503
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40503's strengths and weaknesses
Where 40503 ranks high
- BikingBetter than 96% of zip codes
- Educational attainmentBetter than 94% of zip codes
- Short commute18.4 minutes each way, better than 90% of zip codes
- Internet speedBetter than 90% of zip codes
- WalkabilityBetter than 89% of zip codes
Where 40503 ranks low
- Nice weatherabout 53 pleasant days a year, better than only 2% of zip codes
- QuietBetter than only 9% of zip codes
- Cheap car insuranceBetter than only 19% of zip codes
- Crime safetyBetter than only 25% of zip codes
- School gradeC, better than only 34% of zip codes
What it costs to buy a home in 40503
A household needs to earn about $85,000 a year to comfortably buy the median 40503 home, at 20% down and today's 30-year rate. That is below the area's own median income of $86,754, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40503's effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40503
40503's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40503.
Who works in 40503, and how
Work in 40503 centers on education and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 76%
- Work from home 15%
- Transit, walk, or bike 10%
Life in 40503
40503 has more restaurants and bars per resident than 90% of zip codes and more parkland per resident than 93% of zip codes. Dining, parks, and nightlife concentrates in some parts of 40503 and thins out in others, which the map shows.
What the weather is like in 40503, month by month
40503 sees roughly 53 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of 40503
The nearest airport, Blue Grass, is about 5 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 72 miles away.
The best schools in and around 40503
Schools across 40503 average a C, better than 34% of zip codes.
Top elementary schools
- Clays Mill Elementary SchoolB+ · 55% proficient
- Wellington ElementaryB · 50% proficient
- Stonewall Elementary SchoolB− · 41% proficient
Top middle schools
- Scapa At BluegrassA · 66% proficient
- Morton Middle SchoolB− · 43% proficient
- Jessie M Clark Middle SchoolB− · 40% proficient
Top high schools
- Paul Laurence Dunbar High SchoolB · 48% proficient
- Lafayette High SchoolB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40503 school and its grade on SchoolGrade.
40503 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40503 against the other 33,109 zip codes.
Who 40503 suits
Remote workers
Cost of living against local pay beats 80% of zip codes, internet is fast and widely advertised, and 15% already work from home.
Common questions about living in 40503
Is 40503 a good place to live?
Using BestNeighborhood's default rankings, 40503 ranks 7,983rd of 33,110 zip codes. It scores highest on biking, an educated workforce, and short commutes, and lowest on the weather and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40503 expensive to live in?
The median home is worth $323,485. The overall cost of living runs about 14% below the national average. Set against a $86,754 median income, cost of living beats 80% of zip codes.
Is 40503 safe?
40503 is safer than 25% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $394 per resident a year.
What is the weather like in 40503?
July highs average about 89 degrees, and January highs near 46 with lows near 26. That works out to about 53 pleasant days a year, more than 2% of zip codes.
Is 40503 good for families?
Schools beat 34% of zip codes, crime safety beats 25%, and childcare runs $797 a month.
Compare 40503 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40503. Scores are absolute rather than ranked, which means a 60 in 40503 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40503 detail on BestNeighborhood maps:
- Walk Grade for 40503: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40503: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40503: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40503: carrier by carrier coverage behind the cell score.
40503 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.