Best Places40505, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40505, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40505 ranks 25,576th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cell coverage by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40505
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40505's strengths and weaknesses
Where 40505 ranks high
- Cell coverageBetter than 98% of zip codes
- TransitBetter than 91% of zip codes
- BikingBetter than 90% of zip codes
- Internet speedBetter than 90% of zip codes
- WalkabilityBetter than 88% of zip codes
Where 40505 ranks low
- Nice weatherabout 53 pleasant days a year, better than only 2% of zip codes
- Crime safetyBetter than only 7% of zip codes
- QuietBetter than only 8% of zip codes
- Cheap car insuranceBetter than only 13% of zip codes
- Healthcare accessBetter than only 13% of zip codes
What it costs to buy a home in 40505
A household needs to earn about $50,000 a year to comfortably buy the median 40505 home, at 20% down and today's 30-year rate. That is below the area's own median income of $60,483, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40505's effective rate of 0.86%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40505
40505's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40505.
Who works in 40505, and how
Work in 40505 centers on health care & social and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 8%
- Transit, walk, or bike 8%
Life in 40505
40505 has more restaurants and bars per resident than 75% of zip codes and more parkland per resident than 70% of zip codes. Dining, parks, and nightlife concentrates in some parts of 40505 and thins out in others, which the map shows.
What the weather is like in 40505, month by month
40505 sees roughly 53 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of 40505
The nearest airport, Blue Grass, is about 8 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 69 miles away.
The best schools in and around 40505
Schools across 40505 average a D+, better than 18% of zip codes.
Top elementary schools
- Liberty ElementaryC · 32% proficient
- Dixie Elementary Magnet SchoolC− · 29% proficient
- Deep Springs Elementary SchoolD− · 16% proficient
Top middle schools
- Bryan Station Middle SchoolC− · 28% proficient
- Winburn Middle SchoolC− · 27% proficient
- Crawford Middle SchoolD− · 19% proficient
Top high schools
- Bryan Station High SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40505 school and its grade on SchoolGrade.
40505 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40505 against the other 33,109 zip codes.
Who 40505 suits
Remote workers
Internet is fast and widely advertised and 8% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 40505
Is 40505 a good place to live?
Using BestNeighborhood's default rankings, 40505 ranks 25,576th of 33,110 zip codes. It scores highest on cell coverage, transit, and biking, and lowest on the weather and crime. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40505 expensive to live in?
The median home is worth $189,774. The overall cost of living runs about 17% below the national average. Set against a $60,483 median income, cost of living beats 33% of zip codes.
Is 40505 safe?
40505 is safer than 7% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $626 per resident a year.
What is the weather like in 40505?
July highs average about 89 degrees, and January highs near 46 with lows near 26. That works out to about 53 pleasant days a year, more than 2% of zip codes.
Is 40505 good for families?
Schools beat 18% of zip codes, crime safety beats 7%, and childcare runs $797 a month.
Compare 40505 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40505. Scores are absolute rather than ranked, which means a 60 in 40505 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40505 detail on BestNeighborhood maps:
- Walk Grade for 40505: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40505: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40505: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40505: carrier by carrier coverage behind the cell score.
40505 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.