Best Places40856, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40856, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40856 ranks 31,588th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and health outcomes rank lowest.
The best neighborhoods in 40856
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40856's strengths and weaknesses
Where 40856 ranks high
- Housing crash safetyBetter than 99% of zip codes
- Local economyBetter than 99% of zip codes
- Cheap childcare$461 a month, better than 98% of zip codes
- Tree shadeBetter than 94% of zip codes
- Low property taxBetter than 93% of zip codes
Where 40856 ranks low
- Health outlookBetter than only 1% of zip codes
- BikingBetter than only 2% of zip codes
- Cell coverageBetter than only 2% of zip codes
- Cost of living vs incomeBetter than only 3% of zip codes
- Healthcare accessBetter than only 3% of zip codes
What it costs to buy a home in 40856
A household needs to earn about $21,000 a year to comfortably buy the median 40856 home, at 20% down and today's 30-year rate. That is below the area's own median income of $33,147, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40856's effective rate of 0.37%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 3 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40856
40856 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40856.
Who works in 40856, and how
Work in 40856 centers on transportation & warehousing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 93%
- Work from home 4%
- Transit, walk, or bike 2%
Life in 40856
The map and measures below break down dining, culture, and green space by neighborhood across 40856.
What the weather is like in 40856, month by month
40856 sees roughly 83 pleasant days a year. July highs average about 88 degrees. January highs sit near 46, with lows near 29. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 36° | 29° |
| April | 71° | 57° | 45° |
| July | 88° | 75° | 67° |
| October | 72° | 58° | 48° |
Flying in and out of 40856
The nearest airport, Tri-Cities, is about 65 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 173 miles away.
The best schools in and around 40856
Schools across 40856 average a C−, better than 26% of zip codes.
Top elementary schools
- Page School CenterC− · 28% proficient
Top high schools
- Bell County High SchoolC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40856 school and its grade on SchoolGrade.
40856 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40856 against the other 33,109 zip codes.
Common questions about living in 40856
Is 40856 a good place to live?
Using BestNeighborhood's default rankings, 40856 ranks 31,588th of 33,110 zip codes. It scores highest on a stable housing market, a strong job market, and affordable childcare, and lowest on health outcomes and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40856 expensive to live in?
The median home is worth $85,180. The overall cost of living runs about 21% below the national average. Set against a $33,147 median income, cost of living beats 3% of zip codes.
Is 40856 safe?
40856 is safer than 40% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $313 per resident a year.
Compare 40856 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40856. Scores are absolute rather than ranked, which means a 60 in 40856 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40856 detail on BestNeighborhood maps:
- Walk Grade for 40856: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40856: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40856: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40856: carrier by carrier coverage behind the cell score.
40856 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.