Best Places40958, KY Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 40958, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

40958 ranks 30,824th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and education levels rank lowest.

#30,824
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 40958

Map of the best neighborhoods in the 40958 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

40958's strengths and weaknesses

Top 1%A stable housing market
Top 3%Affordable childcare
Top 5%Tree cover
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 40958 with other zip codes.

Where 40958 ranks high

  • Housing crash safetyBetter than 99% of zip codes
  • Cheap childcare$461 a month, better than 98% of zip codes
  • Tree shadeBetter than 95% of zip codes
  • Local economyBetter than 91% of zip codes
  • QuietBetter than 86% of zip codes

Where 40958 ranks low

  • Educational attainmentBetter than only 1% of zip codes
  • Health outlookBetter than only 1% of zip codes
  • Healthcare accessBetter than only 4% of zip codes
  • WalkabilityBetter than only 5% of zip codes
  • Household income$44,645 median, better than only 6% of zip codes

What it costs to buy a home in 40958

A household needs to earn about $21,000 a year to comfortably buy the median 40958 home, at 20% down and today's 30-year rate. That is below the area's own median income of $44,645, so a typical household can afford the median home outright.

Income to buy the median home
$21,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$492
principal, interest, tax, and insurance on a $83,600 home
Median rent
$630
a month, across all home sizes

Where the monthly payment goes

Principal & interest$426
Property tax$38
Homeowners insurance$28

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40958's effective rate of 0.54%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 40958

40958 runs younger than the country.

Median age
30
younger than the U.S. median of 41
Residents 65 and older
10%
versus 18% nationally
Average household
2.8
above the U.S. average of 2.6

Residents by age

Under 1823%
18 to 3428%
35 to 4920%
50 to 6419%
65 and older10%

Racial and ethnic makeup has its own map. See the race and diversity map for 40958.


Who works in 40958, and how

Work in 40958 centers on agriculture & forestry and manufacturing. Unemployment is low, and jobs are growing.

Work from home
8%
below the national average
Unemployment
0.3%
below the national average
Job growth
+1.8%
/y 2019-2023, slower than the national pace

Largest industries

Agriculture & forestry24%
Manufacturing11%
Health care & social10%
Transportation & warehousing10%
Education8%

How people get to work

  • Drive or carpool 72%
  • Work from home 8%
  • Transit, walk, or bike 20%

Life in 40958

The map and measures below break down dining, culture, and green space by neighborhood across 40958.


What the weather is like in 40958, month by month

40958 sees roughly 86 pleasant days a year. July highs average about 86 degrees. January highs sit near 46, with lows near 30. The comfortable stretch runs April through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January46°37°30°
April70°57°47°
July86°75°67°
October71°58°49°

Flying in and out of 40958

The nearest airport, Tri-Cities, is about 69 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 166 miles away.

Nearest airport
TRI
Tri-Cities, about 69 miles
Airport size
Nonhub
184th-busiest in the US, 13 nonstop destinations
Average drive
99 min
from the area, with no traffic

The best schools in and around 40958

Schools across 40958 average a C−, better than 26% of zip codes.

Top elementary schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 40958 school and its grade on SchoolGrade.


40958 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40958 against the other 33,109 zip codes.


Common questions about living in 40958

Is 40958 a good place to live?

Using BestNeighborhood's default rankings, 40958 ranks 30,824th of 33,110 zip codes. It scores highest on a stable housing market, affordable childcare, and tree cover, and lowest on education levels and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 40958 expensive to live in?

The median home is worth $83,600. The overall cost of living runs about 20% below the national average. Set against a $44,645 median income, cost of living beats 8% of zip codes.

Is 40958 safe?

40958 is safer than 42% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $308 per resident a year.


Compare 40958 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 40958. Scores are absolute rather than ranked, which means a 60 in 40958 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

40958 detail on BestNeighborhood maps:

  1. Walk Grade for 40958: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 40958: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 40958: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 40958: carrier by carrier coverage behind the cell score.

40958 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.