Best Places41074, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 41074, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
41074 ranks 21,135th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on transit by a wide margin, and noise is the weak spot.
The best neighborhoods in 41074
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
41074's strengths and weaknesses
Where 41074 ranks high
- TransitBetter than 92% of zip codes
- WalkabilityBetter than 90% of zip codes
- BikingBetter than 90% of zip codes
- Cell coverageBetter than 86% of zip codes
- Local economyBetter than 84% of zip codes
Where 41074 ranks low
- QuietBetter than only 7% of zip codes
- Nice weatherabout 61 pleasant days a year, better than only 10% of zip codes
- Cheap car insuranceBetter than only 16% of zip codes
- Crime safetyBetter than only 17% of zip codes
- School gradeD+, better than only 17% of zip codes
What it costs to buy a home in 41074
A household needs to earn about $44,000 a year to comfortably buy the median 41074 home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,908, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 41074's effective rate of 1.17%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 41074
41074's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 41074.
Who works in 41074, and how
Work in 41074 centers on health care & social and hospitality & food. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 13%
- Transit, walk, or bike 7%
Life in 41074
41074 has more restaurants and bars per resident than 98% of zip codes. That concentrates in some parts of 41074 and thins out in others, which the map shows.
What the weather is like in 41074, month by month
41074 sees roughly 61 pleasant days a year. July highs average about 89 degrees. January highs sit near 44, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 33° | 23° |
| April | 69° | 54° | 41° |
| July | 89° | 76° | 65° |
| October | 72° | 57° | 45° |
Flying in and out of 41074
Cincinnati/Northern Kentucky International sits about 11 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 41074
Schools across 41074 average a D+, better than 17% of zip codes.
Top elementary schools
- Lincoln Elementary SchoolD · 18% proficient
Top high schools
- Dayton High SchoolC− · 27% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 41074 school and its grade on SchoolGrade.
41074 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 41074 against the other 33,109 zip codes.
Common questions about living in 41074
Is 41074 a good place to live?
Using BestNeighborhood's default rankings, 41074 ranks 21,135th of 33,110 zip codes. It scores highest on transit, walkability, and biking, and lowest on noise and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 41074 expensive to live in?
The median home is worth $159,005. The overall cost of living runs about 10% below the national average. Set against a $72,908 median income, cost of living beats 52% of zip codes.
Is 41074 safe?
41074 is safer than 17% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $460 per resident a year.
Compare 41074 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 41074. Scores are absolute rather than ranked, which means a 60 in 41074 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
41074 detail on BestNeighborhood maps:
- Walk Grade for 41074: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 41074: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 41074: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 41074: carrier by carrier coverage behind the cell score.
41074 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.