Best Places41092, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 41092, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
41092 ranks 14,360th of 33,110 U.S. zip codes on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on what local pay buys.
The best neighborhoods in 41092
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
41092's strengths and weaknesses
Where 41092 ranks high
- Cost of living vs incomeBetter than 89% of zip codes
- Crime safetyBetter than 86% of zip codes
- Household income$108,267 median, better than 85% of zip codes
- Voter turnoutBetter than 79% of zip codes
- Housing crash safetyBetter than 70% of zip codes
Where 41092 ranks low
- Nice weatherabout 52 pleasant days a year, better than only 1% of zip codes
- WalkabilityBetter than only 15% of zip codes
- Short commute33.2 minutes each way, better than only 16% of zip codes
- Healthcare accessBetter than only 17% of zip codes
- Cheap car insuranceBetter than only 18% of zip codes
What it costs to buy a home in 41092
A household needs to earn about $88,000 a year to comfortably buy the median 41092 home, at 20% down and today's 30-year rate. That is below the area's own median income of $108,267, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 41092's effective rate of 0.95%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 41092
41092's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 41092.
Who works in 41092, and how
Work in 41092 centers on manufacturing and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 13%
- Transit, walk, or bike 2%
Life in 41092
The map and measures below break down dining, culture, and green space by neighborhood across 41092.
What the weather is like in 41092, month by month
41092 sees roughly 52 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 68° | 55° | 43° |
| July | 88° | 77° | 67° |
| October | 71° | 59° | 47° |
Flying in and out of 41092
Cincinnati/Northern Kentucky International sits about 16 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 41092
Schools across 41092 average a C, better than 36% of zip codes.
Top elementary schools
- New Haven Elementary SchoolB · 48% proficient
- Walton-verona Elementary SchoolB− · 43% proficient
- Gallatin County Upper ElementaryD+ · 23% proficient
Top middle schools
- Gray Middle SchoolB+ · 51% proficient
- Walton-verona Middle SchoolC+ · 37% proficient
- Gallatin County Middle SchoolD · 19% proficient
Top high schools
- Larry A. Ryle High SchoolB− · 44% proficient
- Walton-verona High SchoolC+ · 37% proficient
- Gallatin County High SchoolD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 41092 school and its grade on SchoolGrade.
41092 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 41092 against the other 33,109 zip codes.
Common questions about living in 41092
Is 41092 a good place to live?
Using BestNeighborhood's default rankings, 41092 ranks 14,360th of 33,110 zip codes. It scores highest on what local pay buys, low crime, and high incomes, and lowest on the weather and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 41092 expensive to live in?
The median home is worth $329,145. The overall cost of living runs about 9% below the national average. Set against a $108,267 median income, cost of living beats 89% of zip codes.
Is 41092 safe?
Yes, 41092 is safer than 86% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $183 per resident a year.
Compare 41092 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 41092. Scores are absolute rather than ranked, which means a 60 in 41092 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
41092 detail on BestNeighborhood maps:
- Walk Grade for 41092: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 41092: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 41092: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 41092: carrier by carrier coverage behind the cell score.
41092 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.