Best Places41095, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 41095, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
41095 ranks 25,221st of 33,110 U.S. zip codes on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on low crime.
The best neighborhoods in 41095
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
41095's strengths and weaknesses
Where 41095 ranks high
- Crime safetyBetter than 73% of zip codes
- WalkabilityBetter than 70% of zip codes
- Low income/sales/gas taxBetter than 67% of zip codes
- Internet speedBetter than 64% of zip codes
- Low property taxBetter than 61% of zip codes
Where 41095 ranks low
- Nice weatherabout 51 pleasant days a year, better than only 1% of zip codes
- Healthcare accessBetter than only 9% of zip codes
- School gradeD, better than only 10% of zip codes
- Educational attainmentBetter than only 14% of zip codes
- Health outlookBetter than only 17% of zip codes
What it costs to buy a home in 41095
A household needs to earn about $46,000 a year to comfortably buy the median 41095 home, at 20% down and today's 30-year rate. That is below the area's own median income of $67,018, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 41095's effective rate of 0.70%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 41095
41095 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 41095.
Who works in 41095, and how
Work in 41095 centers on manufacturing and transportation & warehousing. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 7%
- Transit, walk, or bike 4%
Life in 41095
41095 has more restaurants and bars per resident than 82% of zip codes. That concentrates in some parts of 41095 and thins out in others, which the map shows.
What the weather is like in 41095, month by month
41095 sees roughly 51 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 68° | 55° | 43° |
| July | 88° | 77° | 67° |
| October | 71° | 59° | 47° |
Flying in and out of 41095
Cincinnati/Northern Kentucky International sits about 21 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 41095
Schools across 41095 average a D, better than 10% of zip codes.
Top elementary schools
- Gallatin County Upper ElementaryD+ · 23% proficient
Top middle schools
- Gallatin County Middle SchoolD · 19% proficient
Top high schools
- Gallatin County High SchoolD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 41095 school and its grade on SchoolGrade.
41095 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 41095 against the other 33,109 zip codes.
Common questions about living in 41095
Is 41095 a good place to live?
Using BestNeighborhood's default rankings, 41095 ranks 25,221st of 33,110 zip codes. It scores highest on low crime, walkability, and low taxes, and lowest on the weather and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 41095 expensive to live in?
The median home is worth $178,454. The overall cost of living runs about 13% below the national average. Set against a $67,018 median income, cost of living beats 39% of zip codes.
Is 41095 safe?
Yes, 41095 is safer than 73% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $219 per resident a year.
Compare 41095 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 41095. Scores are absolute rather than ranked, which means a 60 in 41095 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
41095 detail on BestNeighborhood maps:
- Walk Grade for 41095: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 41095: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 41095: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 41095: carrier by carrier coverage behind the cell score.
41095 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.