Best Places41132, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 41132, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
41132 ranks 32,141st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in 41132
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
41132's strengths and weaknesses
Where 41132 ranks high
- Cheap childcare$545 a month, better than 91% of zip codes
- QuietBetter than 82% of zip codes
- Tree shadeBetter than 81% of zip codes
- Air qualityBetter than 74% of zip codes
- Low property taxBetter than 73% of zip codes
Where 41132 ranks low
- Cell coverageBetter than only 1% of zip codes
- Cost of living vs incomeBetter than only 3% of zip codes
- Household income$38,592 median, better than only 3% of zip codes
- Educational attainmentBetter than only 3% of zip codes
- WalkabilityBetter than only 5% of zip codes
What it costs to buy a home in 41132
A household needs to earn about $25,000 a year to comfortably buy the median 41132 home, at 20% down and today's 30-year rate. That is below the area's own median income of $38,592, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 41132's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 41132
41132's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 41132.
Who works in 41132, and how
Work in 41132 centers on construction and health care & social. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 4%
- Transit, walk, or bike 4%
Life in 41132
The map and measures below break down dining, culture, and green space by neighborhood across 41132.
What the weather is like in 41132, month by month
41132 sees roughly 60 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 72° | 57° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 59° | 47° |
Flying in and out of 41132
The nearest airport, Tri-State/Milton J Ferguson Field, is about 17 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 113 miles away.
The best schools in and around 41132
Schools across 41132 average a C−, better than 19% of zip codes.
Top elementary schools
- Star Elementary SchoolC+ · 37% proficient
- Heritage Elementary SchoolD · 20% proficient
- Fallsburg Elementary SchoolD · 17% proficient
Top middle schools
- East Carter Middle SchoolD+ · 26% proficient
Top high schools
- East Carter County High SchoolC · 32% proficient
- Lawrence County High SchoolC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 41132 school and its grade on SchoolGrade.
41132 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 41132 against the other 33,109 zip codes.
Common questions about living in 41132
Is 41132 a good place to live?
Using BestNeighborhood's default rankings, 41132 ranks 32,141st of 33,110 zip codes. It scores highest on affordable childcare, quiet, and tree cover, and lowest on cell coverage and the cost of living against local pay. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 41132 expensive to live in?
The median home is worth $97,150. The overall cost of living runs about 14% below the national average. Set against a $38,592 median income, cost of living beats 3% of zip codes.
Is 41132 safe?
Yes, 41132 is safer than 70% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $228 per resident a year.
Compare 41132 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 41132. Scores are absolute rather than ranked, which means a 60 in 41132 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
41132 detail on BestNeighborhood maps:
- Walk Grade for 41132: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 41132: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 41132: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 41132: carrier by carrier coverage behind the cell score.
41132 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.