Best Places41838, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 41838, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
41838 ranks 32,434th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and thin health care access ranks lowest.
The best neighborhoods in 41838
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
41838's strengths and weaknesses
Where 41838 ranks high
- Housing crash safetyBetter than 97% of zip codes
- Tree shadeBetter than 95% of zip codes
- Heat safetyBetter than 94% of zip codes
- Low property taxBetter than 93% of zip codes
- Low vacancyBetter than 91% of zip codes
Where 41838 ranks low
- Healthcare accessBetter than only 1% of zip codes
- Short commute48.6 minutes each way, better than only 1% of zip codes
- Health outlookBetter than only 1% of zip codes
- Educational attainmentBetter than only 2% of zip codes
- Household income$43,405 median, better than only 3% of zip codes
What it costs to buy a home in 41838
A household needs to earn about $18,000 a year to comfortably buy the median 41838 home, at 20% down and today's 30-year rate. That is below the area's own median income of $43,405, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 41838's effective rate of 0.37%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 3 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 41838
41838 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 41838.
Who works in 41838, and how
Work in 41838 centers on health care & social and hospitality & food. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 7%
- Transit, walk, or bike 6%
Life in 41838
The map and measures below break down dining, culture, and green space by neighborhood across 41838.
What the weather is like in 41838, month by month
41838 sees roughly 104 pleasant days a year. July highs average about 81 degrees. January highs sit near 42, with lows near 28. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 34° | 28° |
| April | 64° | 54° | 45° |
| July | 81° | 72° | 64° |
| October | 66° | 57° | 48° |
Flying in and out of 41838
The nearest airport, Tri-Cities, is about 53 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 166 miles away.
The best schools in and around 41838
Schools across 41838 average a D+, better than 15% of zip codes.
Top elementary schools
- West Whitesburg Elementary SchoolC− · 27% proficient
- Martha Jane Potter Elementary SchoolD · 20% proficient
Top middle schools
- Whitesburg Middle SchoolC− · 29% proficient
- Fleming Neon Middle SchoolD+ · 25% proficient
Top high schools
- Letcher County Central High SchoolC− · 27% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 41838 school and its grade on SchoolGrade.
41838 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 41838 against the other 33,109 zip codes.
Common questions about living in 41838
Is 41838 a good place to live?
Using BestNeighborhood's default rankings, 41838 ranks 32,434th of 33,110 zip codes. It scores highest on a stable housing market, tree cover, and heat safety, and lowest on thin health care access and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 41838 expensive to live in?
The median home is worth $73,370. The overall cost of living runs about 24% below the national average. Set against a $43,405 median income, cost of living beats 8% of zip codes.
Is 41838 safe?
41838 is safer than 15% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $466 per resident a year.
Compare 41838 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 41838. Scores are absolute rather than ranked, which means a 60 in 41838 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
41838 detail on BestNeighborhood maps:
- Walk Grade for 41838: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 41838: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 41838: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 41838: carrier by carrier coverage behind the cell score.
41838 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.