Best Places42638, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 42638, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
42638 ranks 31,828th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and health outcomes rank lowest.
The best neighborhoods in 42638
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
42638's strengths and weaknesses
Where 42638 ranks high
- Local economyBetter than 99% of zip codes
- Cheap childcare$439 a month, better than 98% of zip codes
- Tree shadeBetter than 94% of zip codes
- Heat safetyBetter than 85% of zip codes
- Low property taxBetter than 84% of zip codes
Where 42638 ranks low
- Health outlookBetter than only 1% of zip codes
- Healthcare accessBetter than only 1% of zip codes
- Cost of living vs incomeBetter than only 3% of zip codes
- Household income$23,281 median, better than only 3% of zip codes
- WalkabilityBetter than only 5% of zip codes
What it costs to buy a home in 42638
A household needs to earn about $28,000 a year to comfortably buy the median 42638 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $23,281, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 42638's effective rate of 0.48%, and insurance is estimated at 0.4% of home value a year.
Who lives in 42638
42638 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 42638.
Who works in 42638, and how
Work in 42638 centers on transportation & warehousing and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 8%
- Transit, walk, or bike 1%
Life in 42638
The map and measures below break down dining, culture, and green space by neighborhood across 42638.
What the weather is like in 42638, month by month
42638 sees roughly 89 pleasant days a year. July highs average about 86 degrees. January highs sit near 46, with lows near 30. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 37° | 30° |
| April | 69° | 57° | 46° |
| July | 86° | 75° | 66° |
| October | 71° | 58° | 48° |
Flying in and out of 42638
The nearest airport, McGhee Tyson, is about 65 miles away and is a small airport. The nearest major hub is Nashville International, about 128 miles away.
The best schools in and around 42638
Schools across 42638 average a D+, better than 18% of zip codes.
Top elementary schools
- Pine Knot Elementary SchoolC · 34% proficient
Top middle schools
- Mccreary County Middle SchoolD+ · 25% proficient
Top high schools
- Mccreary Central High SchoolD · 18% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 42638 school and its grade on SchoolGrade.
42638 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 42638 against the other 33,109 zip codes.
Common questions about living in 42638
Is 42638 a good place to live?
Using BestNeighborhood's default rankings, 42638 ranks 31,828th of 33,110 zip codes. It scores highest on a strong job market, affordable childcare, and tree cover, and lowest on health outcomes and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 42638 expensive to live in?
The median home is worth $111,600. The overall cost of living runs about 23% below the national average. Set against a $23,281 median income, cost of living beats 3% of zip codes.
Is 42638 safe?
42638 is safer than 27% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $373 per resident a year.
Compare 42638 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 42638. Scores are absolute rather than ranked, which means a 60 in 42638 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
42638 detail on BestNeighborhood maps:
- Walk Grade for 42638: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 42638: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 42638: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 42638: carrier by carrier coverage behind the cell score.
42638 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.