Best Places45069, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45069, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
45069 ranks 1,555th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45069
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45069's strengths and weaknesses
Where 45069 ranks high
- Low vacancyBetter than 96% of zip codes
- Cost of living vs incomeBetter than 96% of zip codes
- Cheap car insuranceBetter than 93% of zip codes
- School gradeA, better than 93% of zip codes
- Household income$125,101 median, better than 91% of zip codes
Where 45069 ranks low
- Nice weatherabout 59 pleasant days a year, better than only 7% of zip codes
- Cheap childcare$1,273 a month, better than only 17% of zip codes
- Low property taxBetter than only 18% of zip codes
- Air qualityBetter than only 18% of zip codes
- QuietBetter than only 23% of zip codes
What it costs to buy a home in 45069
A household needs to earn about $101,000 a year to comfortably buy the median 45069 home, at 20% down and today's 30-year rate. That is below the area's own median income of $125,101, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45069's effective rate of 1.35%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45069
45069's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45069.
Who works in 45069, and how
Work in 45069 centers on manufacturing and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 20%
- Transit, walk, or bike 2%
Life in 45069
45069 has more restaurants and bars per resident than 82% of zip codes and more parkland per resident than 89% of zip codes. Dining, parks, and nightlife concentrates in some parts of 45069 and thins out in others, which the map shows.
What the weather is like in 45069, month by month
45069 sees roughly 59 pleasant days a year. July highs average about 89 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 69° | 54° | 41° |
| July | 89° | 76° | 64° |
| October | 72° | 57° | 43° |
Flying in and out of 45069
Cincinnati/Northern Kentucky International sits about 25 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 45069
Schools across 45069 average an A, better than 93% of zip codes.
Top elementary schools
- Endeavor Elementary SchoolA+ · 78% proficient
- Union Elementary SchoolA · 70% proficient
- Freedom Elementary SchoolA · 69% proficient
Top middle schools
- Mason Middle SchoolA+ · 81% proficient
- Lakota Plains Junior SchoolA+ · 76% proficient
- Hopewell Junior SchoolA · 67% proficient
Top high schools
- William Mason High SchoolA+ · 82% proficient
- Lakota East High SchoolA · 71% proficient
- Lakota West High SchoolA · 70% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45069 school and its grade on SchoolGrade.
45069 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45069 against the other 33,109 zip codes.
Who 45069 suits
Remote workers
Cost of living against local pay beats 96% of zip codes, internet is fast and widely advertised, and 20% already work from home.
Common questions about living in 45069
Is 45069 a good place to live?
Using BestNeighborhood's default rankings, 45069 ranks 1,555th of 33,110 zip codes. It scores highest on few empty homes, what local pay buys, and cheap car insurance, and lowest on the weather and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45069 expensive to live in?
The median home is worth $358,576. The overall cost of living runs about 9% below the national average. Set against a $125,101 median income, cost of living beats 96% of zip codes.
Is 45069 safe?
Yes, 45069 is safer than 64% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $248 per resident a year.
What is the weather like in 45069?
July highs average about 89 degrees, and January highs near 43 with lows near 23. That works out to about 59 pleasant days a year, more than 7% of zip codes.
Is 45069 good for families?
Schools beat 93% of zip codes, crime safety beats 64%, and childcare runs $1,273 a month.
Compare 45069 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45069. Scores are absolute rather than ranked, which means a 60 in 45069 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45069 detail on BestNeighborhood maps:
- Walk Grade for 45069: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45069: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45069: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45069: carrier by carrier coverage behind the cell score.
45069 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.