Best Places45135, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45135, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45135 ranks 7,157th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45135
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45135's strengths and weaknesses
Where 45135 ranks high
- Cheap car insuranceBetter than 95% of zip codes
- School gradeA, better than 93% of zip codes
- Heat safetyBetter than 83% of zip codes
- Disaster safetyBetter than 81% of zip codes
- Low income/sales/gas taxBetter than 80% of zip codes
Where 45135 ranks low
- Nice weatherabout 62 pleasant days a year, better than only 11% of zip codes
- Internet speedBetter than only 28% of zip codes
- BikingBetter than only 29% of zip codes
- Air qualityBetter than only 31% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 45135
A household needs to earn about $51,000 a year to comfortably buy the median 45135 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,955, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45135's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45135
45135 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45135.
Who works in 45135, and how
Work in 45135 centers on manufacturing and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 8%
- Transit, walk, or bike 3%
Life in 45135
The map and measures below break down dining, culture, and green space by neighborhood across 45135.
What the weather is like in 45135, month by month
45135 sees roughly 62 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 31° | 22° |
| April | 66° | 53° | 41° |
| July | 87° | 75° | 64° |
| October | 70° | 57° | 45° |
Flying in and out of 45135
The nearest airport, Rickenbacker International, is about 46 miles away and is a small airport. The nearest major hub is John Glenn Columbus International, about 57 miles away.
The best schools in and around 45135
Schools across 45135 average an A, better than 93% of zip codes.
Top elementary schools
- Fairfield Local Elementary SchoolA · 68% proficient
- Miami Trace Elementary SchoolA · 66% proficient
- Greenfield Elementary SchoolA · 65% proficient
Top middle schools
- Miami Trace Middle SchoolA+ · 70% proficient
- Fairfield Local Middle SchoolA · 64% proficient
- Greenfield Middle SchoolA− · 57% proficient
Top high schools
- Fairfield Local High SchoolA · 77% proficient
- Miami Trace High SchoolA− · 63% proficient
- Mcclain High SchoolB+ · 55% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45135 school and its grade on SchoolGrade.
45135 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45135 against the other 33,109 zip codes.
Common questions about living in 45135
Is 45135 a good place to live?
Using BestNeighborhood's default rankings, 45135 ranks 7,157th of 33,110 zip codes. It scores highest on cheap car insurance, good schools, and heat safety, and lowest on the weather and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45135 expensive to live in?
The median home is worth $196,345. The overall cost of living runs about 12% below the national average. Set against a $85,955 median income, cost of living beats 69% of zip codes.
Is 45135 safe?
Yes, 45135 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $256 per resident a year.
Compare 45135 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45135. Scores are absolute rather than ranked, which means a 60 in 45135 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45135 detail on BestNeighborhood maps:
- Walk Grade for 45135: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45135: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45135: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45135: carrier by carrier coverage behind the cell score.
45135 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.