Best Places45232, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45232, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
45232 ranks 31,344th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on transit by a wide margin, and the cost of living against local pay is the weak spot.
The best neighborhoods in 45232
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45232's strengths and weaknesses
Where 45232 ranks high
- TransitBetter than 97% of zip codes
- Cell coverageBetter than 87% of zip codes
- Disaster safetyBetter than 83% of zip codes
- WalkabilityBetter than 82% of zip codes
- BikingBetter than 80% of zip codes
Where 45232 ranks low
- Cost of living vs incomeBetter than only 3% of zip codes
- Household income$35,766 median, better than only 3% of zip codes
- Healthcare accessBetter than only 4% of zip codes
- Crime safetyBetter than only 4% of zip codes
- School gradeD, better than only 7% of zip codes
What it costs to buy a home in 45232
A household needs to earn about $41,000 a year to comfortably buy the median 45232 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $35,766, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45232's effective rate of 1.46%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45232
45232 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45232.
Who works in 45232, and how
Work in 45232 centers on health care & social and professional & technical. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 50%
- Work from home 14%
- Transit, walk, or bike 36%
Life in 45232
The map and measures below break down dining, culture, and green space by neighborhood across 45232.
What the weather is like in 45232, month by month
45232 sees roughly 62 pleasant days a year. July highs average about 89 degrees. January highs sit near 44, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 33° | 23° |
| April | 69° | 54° | 41° |
| July | 89° | 76° | 65° |
| October | 72° | 57° | 45° |
Flying in and out of 45232
Cincinnati/Northern Kentucky International sits about 12 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 45232
Schools across 45232 average a D, better than 7% of zip codes.
Top elementary schools
- Academy Of World Languages SchoolD · 18% proficient
- Winton Hills AcademyD · 17% proficient
- Dublin Preparatory Academy Dba Northside Preparatory AcademyD− · 12% proficient
Top high schools
- Hughes Stem High SchoolD · 21% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45232 school and its grade on SchoolGrade.
45232 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45232 against the other 33,109 zip codes.
Common questions about living in 45232
Is 45232 a good place to live?
Using BestNeighborhood's default rankings, 45232 ranks 31,344th of 33,110 zip codes. It scores highest on transit, cell coverage, and low disaster risk, and lowest on the cost of living against local pay and low incomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45232 expensive to live in?
The median home is worth $142,567. The overall cost of living runs about 21% below the national average. Set against a $35,766 median income, cost of living beats 3% of zip codes.
Is 45232 safe?
45232 is safer than 4% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $718 per resident a year.
Compare 45232 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45232. Scores are absolute rather than ranked, which means a 60 in 45232 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45232 detail on BestNeighborhood maps:
- Walk Grade for 45232: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45232: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45232: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45232: carrier by carrier coverage behind the cell score.
45232 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.