Best Places45326, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45326, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45326 ranks 6,077th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45326
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45326's strengths and weaknesses
Where 45326 ranks high
- School gradeA+, better than 98% of zip codes
- Local economyBetter than 97% of zip codes
- Cheap car insuranceBetter than 97% of zip codes
- Low vacancyBetter than 95% of zip codes
- Disaster safetyBetter than 85% of zip codes
Where 45326 ranks low
- Nice weatherabout 64 pleasant days a year, better than only 13% of zip codes
- WalkabilityBetter than only 15% of zip codes
- Tree shadeBetter than only 20% of zip codes
- BikingBetter than only 21% of zip codes
- Air qualityBetter than only 21% of zip codes
What it costs to buy a home in 45326
A household needs to earn about $51,000 a year to comfortably buy the median 45326 home, at 20% down and today's 30-year rate. That is below the area's own median income of $88,740, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45326's effective rate of 0.67%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45326
45326's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45326.
Who works in 45326, and how
Work in 45326 centers on manufacturing and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 93%
- Work from home 6%
- Transit, walk, or bike 2%
Life in 45326
The map and measures below break down dining, culture, and green space by neighborhood across 45326.
What the weather is like in 45326, month by month
45326 sees roughly 64 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 30° | 22° |
| April | 67° | 53° | 41° |
| July | 87° | 76° | 66° |
| October | 70° | 57° | 46° |
Flying in and out of 45326
The nearest airport, James M Cox Dayton International, is about 18 miles away and is a small airport. The nearest major hub is John Glenn Columbus International, about 65 miles away.
The best schools in and around 45326
Schools across 45326 average an A+, better than 98% of zip codes.
Top elementary schools
- Miami East ElementaryA+ · 77% proficient
- Springcreek Primary Elementary SchoolB · 50% proficient
Top middle schools
- Miami East Junior High SchoolA+ · 79% proficient
- Piqua Junior High SchoolB+ · 50% proficient
Top high schools
- Miami East High SchoolA · 77% proficient
- Piqua High SchoolB− · 41% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45326 school and its grade on SchoolGrade.
45326 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45326 against the other 33,109 zip codes.
Common questions about living in 45326
Is 45326 a good place to live?
Using BestNeighborhood's default rankings, 45326 ranks 6,077th of 33,110 zip codes. It scores highest on good schools, a strong job market, and cheap car insurance, and lowest on the weather and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45326 expensive to live in?
The median home is worth $197,870. The overall cost of living runs about 6% below the national average. Set against a $88,740 median income, cost of living beats 67% of zip codes.
Is 45326 safe?
45326 is safer than 26% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $368 per resident a year.
Compare 45326 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45326. Scores are absolute rather than ranked, which means a 60 in 45326 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45326 detail on BestNeighborhood maps:
- Walk Grade for 45326: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45326: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45326: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45326: carrier by carrier coverage behind the cell score.
45326 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.