Best Places45342, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45342, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45342 ranks 7,366th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45342
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45342's strengths and weaknesses
Where 45342 ranks high
- Cheap car insuranceBetter than 96% of zip codes
- Disaster safetyBetter than 88% of zip codes
- Low vacancyBetter than 85% of zip codes
- Cell coverageBetter than 84% of zip codes
- School gradeA−, better than 83% of zip codes
Where 45342 ranks low
- Nice weatherabout 56 pleasant days a year, better than only 4% of zip codes
- Low property taxBetter than only 7% of zip codes
- QuietBetter than only 9% of zip codes
- Air qualityBetter than only 16% of zip codes
- Cheap childcare$1,273 a month, better than only 17% of zip codes
What it costs to buy a home in 45342
A household needs to earn about $63,000 a year to comfortably buy the median 45342 home, at 20% down and today's 30-year rate. That is below the area's own median income of $88,155, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45342's effective rate of 1.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45342
45342's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45342.
Who works in 45342, and how
Work in 45342 centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 14%
- Transit, walk, or bike 4%
Life in 45342
45342 has more parkland per resident than 78% of zip codes. That concentrates in some parts of 45342 and thins out in others, which the map shows.
What the weather is like in 45342, month by month
45342 sees roughly 56 pleasant days a year. July highs average about 87 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 32° | 23° |
| April | 67° | 54° | 42° |
| July | 87° | 76° | 66° |
| October | 70° | 58° | 46° |
Flying in and out of 45342
The nearest airport, James M Cox Dayton International, is about 19 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 46 miles away.
The best schools in and around 45342
Schools across 45342 average an A−, better than 83% of zip codes.
Top elementary schools
- DennisA+ · 78% proficient
- Five PointsA+ · 76% proficient
- Medlar View Elementary SchoolA · 68% proficient
Top middle schools
- Springboro Junior High SchoolA+ · 82% proficient
- Hadley E Watts Middle SchoolA+ · 69% proficient
- Valley View Junior High SchoolA · 64% proficient
Top high schools
- Springboro High SchoolA · 79% proficient
- Centerville High SchoolA · 76% proficient
- Valley View High SchoolA− · 67% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45342 school and its grade on SchoolGrade.
45342 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45342 against the other 33,109 zip codes.
Who 45342 suits
Remote workers
Cost of living against local pay beats 74% of zip codes and 14% already work from home.
Common questions about living in 45342
Is 45342 a good place to live?
Using BestNeighborhood's default rankings, 45342 ranks 7,366th of 33,110 zip codes. It scores highest on cheap car insurance, low disaster risk, and few empty homes, and lowest on the weather and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45342 expensive to live in?
The median home is worth $213,364. The overall cost of living runs about 10% below the national average. Set against a $88,155 median income, cost of living beats 74% of zip codes.
Is 45342 safe?
Yes, 45342 is safer than 62% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $268 per resident a year.
What is the weather like in 45342?
July highs average about 87 degrees, and January highs near 41 with lows near 23. That works out to about 56 pleasant days a year, more than 4% of zip codes.
Is 45342 good for families?
Schools beat 83% of zip codes, crime safety beats 62%, and childcare runs $1,273 a month.
Compare 45342 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45342. Scores are absolute rather than ranked, which means a 60 in 45342 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45342 detail on BestNeighborhood maps:
- Walk Grade for 45342: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45342: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45342: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45342: carrier by carrier coverage behind the cell score.
45342 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.