Best Places45348, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45348, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45348 ranks 5,252nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and walkability ranks lowest.
The best neighborhoods in 45348
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45348's strengths and weaknesses
Where 45348 ranks high
- Cheap car insuranceBetter than 99% of zip codes
- School gradeA, better than 96% of zip codes
- Heat safetyBetter than 88% of zip codes
- Voter turnoutBetter than 83% of zip codes
- QuietBetter than 83% of zip codes
Where 45348 ranks low
- WalkabilityBetter than only 12% of zip codes
- BikingBetter than only 14% of zip codes
- Tree shadeBetter than only 17% of zip codes
- Low property taxBetter than only 34% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 45348
A household needs to earn about $63,000 a year to comfortably buy the median 45348 home, at 20% down and today's 30-year rate. That is below the area's own median income of $83,697, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45348's effective rate of 1.03%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45348
45348's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45348.
Who works in 45348, and how
Work in 45348 centers on manufacturing and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 3%
- Transit, walk, or bike 6%
Life in 45348
The map and measures below break down dining, culture, and green space by neighborhood across 45348.
What the weather is like in 45348, month by month
45348 sees roughly 84 pleasant days a year. July highs average about 83 degrees. January highs sit near 35, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 28° | 23° |
| April | 61° | 50° | 41° |
| July | 83° | 73° | 64° |
| October | 66° | 55° | 46° |
Flying in and out of 45348
The nearest airport, James M Cox Dayton International, is about 37 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 89 miles away.
The best schools in and around 45348
Schools across 45348 average an A, better than 96% of zip codes.
Top elementary schools
- Marion Local Elementary SchoolA+ · 90% proficient
- Versailles Elementary SchoolA+ · 90% proficient
- St Henry Elementary SchoolA+ · 85% proficient
Top middle schools
- St Henry Middle SchoolA+ · 88% proficient
- Versailles Middle SchoolA+ · 88% proficient
- Fort Recovery Middle SchoolA+ · 84% proficient
Top high schools
- St Henry High SchoolA+ · 88% proficient
- Marion Local High SchoolA+ · 83% proficient
- Versailles High SchoolA+ · 82% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45348 school and its grade on SchoolGrade.
45348 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45348 against the other 33,109 zip codes.
Common questions about living in 45348
Is 45348 a good place to live?
Using BestNeighborhood's default rankings, 45348 ranks 5,252nd of 33,110 zip codes. It scores highest on cheap car insurance, good schools, and heat safety, and lowest on walkability and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45348 expensive to live in?
The median home is worth $232,186. The overall cost of living runs about 13% below the national average. Set against a $83,697 median income, cost of living beats 75% of zip codes.
Is 45348 safe?
Yes, 45348 is safer than 58% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $261 per resident a year.
Compare 45348 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45348. Scores are absolute rather than ranked, which means a 60 in 45348 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45348 detail on BestNeighborhood maps:
- Walk Grade for 45348: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45348: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45348: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45348: carrier by carrier coverage behind the cell score.
45348 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.