Best Places45385, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45385, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45385 ranks 6,128th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45385
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45385's strengths and weaknesses
Where 45385 ranks high
- Cheap car insuranceBetter than 95% of zip codes
- Cell coverageBetter than 83% of zip codes
- Disaster safetyBetter than 80% of zip codes
- Cost of living vs incomeBetter than 78% of zip codes
- School gradeB+, better than 78% of zip codes
Where 45385 ranks low
- Nice weatherabout 65 pleasant days a year, better than only 16% of zip codes
- Cheap childcare$1,273 a month, better than only 17% of zip codes
- Low property taxBetter than only 18% of zip codes
- Air qualityBetter than only 20% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 45385
A household needs to earn about $68,000 a year to comfortably buy the median 45385 home, at 20% down and today's 30-year rate. That is below the area's own median income of $94,688, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45385's effective rate of 1.33%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45385
45385 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45385.
Who works in 45385, and how
Work in 45385 centers on health care & social and manufacturing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 9%
- Transit, walk, or bike 4%
Life in 45385
45385 has more parkland per resident than 71% of zip codes. That concentrates in some parts of 45385 and thins out in others, which the map shows.
What the weather is like in 45385, month by month
45385 sees roughly 65 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 31° | 22° |
| April | 67° | 53° | 40° |
| July | 87° | 76° | 65° |
| October | 70° | 57° | 45° |
Flying in and out of 45385
The nearest airport, James M Cox Dayton International, is about 21 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 58 miles away.
The best schools in and around 45385
Schools across 45385 average a B+, better than 78% of zip codes.
Top elementary schools
- Trebein Elementary SchoolA+ · 84% proficient
- Cedarville Elementary SchoolA+ · 78% proficient
- Fairbrook Elementary SchoolA+ · 76% proficient
Top middle schools
- Bellbrook Middle SchoolA+ · 82% proficient
- Jacob Coy Middle SchoolA+ · 78% proficient
- Herman K Ankeney Middle SchoolA+ · 73% proficient
Top high schools
- Bellbrook High SchoolA · 78% proficient
- Beavercreek High SchoolA · 69% proficient
- Yellow Springs/mckinney High SchoolA− · 60% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45385 school and its grade on SchoolGrade.
45385 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45385 against the other 33,109 zip codes.
Who 45385 suits
Remote workers
Cost of living against local pay beats 78% of zip codes, internet is fast and widely advertised, and 9% already work from home.
Common questions about living in 45385
Is 45385 a good place to live?
Using BestNeighborhood's default rankings, 45385 ranks 6,128th of 33,110 zip codes. It scores highest on cheap car insurance, cell coverage, and low disaster risk, and lowest on the weather and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45385 expensive to live in?
The median home is worth $241,395. The overall cost of living runs about 9% below the national average. Set against a $94,688 median income, cost of living beats 78% of zip codes.
Is 45385 safe?
Yes, 45385 is safer than 63% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $263 per resident a year.
What is the weather like in 45385?
July highs average about 87 degrees, and January highs near 40 with lows near 22. That works out to about 65 pleasant days a year, more than 16% of zip codes.
Is 45385 good for families?
Schools beat 78% of zip codes, crime safety beats 63%, and childcare runs $1,273 a month.
Compare 45385 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45385. Scores are absolute rather than ranked, which means a 60 in 45385 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45385 detail on BestNeighborhood maps:
- Walk Grade for 45385: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45385: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45385: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45385: carrier by carrier coverage behind the cell score.
45385 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.