Best Places45405, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45405, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
45405 ranks 29,337th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on transit by a wide margin, and crime is the weak spot.
The best neighborhoods in 45405
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45405's strengths and weaknesses
Where 45405 ranks high
- TransitBetter than 93% of zip codes
- Short commute18.2 minutes each way, better than 91% of zip codes
- WalkabilityBetter than 90% of zip codes
- Disaster safetyBetter than 87% of zip codes
- BikingBetter than 86% of zip codes
Where 45405 ranks low
- Crime safetyBetter than only 2% of zip codes
- Nice weatherabout 56 pleasant days a year, better than only 4% of zip codes
- Household income$45,195 median, better than only 6% of zip codes
- Low property taxBetter than only 7% of zip codes
- Cost of living vs incomeBetter than only 9% of zip codes
What it costs to buy a home in 45405
A household needs to earn about $25,000 a year to comfortably buy the median 45405 home, at 20% down and today's 30-year rate. That is below the area's own median income of $45,195, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45405's effective rate of 1.76%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 3 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45405
45405 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45405.
Who works in 45405, and how
Work in 45405 centers on health care & social and manufacturing. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 11%
- Transit, walk, or bike 7%
Life in 45405
The map and measures below break down dining, culture, and green space by neighborhood across 45405.
What the weather is like in 45405, month by month
45405 sees roughly 56 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 30° | 22° |
| April | 67° | 53° | 41° |
| July | 87° | 76° | 66° |
| October | 70° | 57° | 46° |
Flying in and out of 45405
The nearest airport, James M Cox Dayton International, is about 8 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 57 miles away.
The best schools in and around 45405
Schools across 45405 average a C+, better than 49% of zip codes.
Top elementary schools
- Deca PrepC · 32% proficient
- Ruskin Elementary SchoolD+ · 23% proficient
- River's Edge Montessori Elementary SchoolD+ · 23% proficient
Top middle schools
- Wogaman Middle SchoolF · 9% proficient
- Edwin Joel Brown Middle SchoolF · 6% proficient
Top high schools
- Stivers School For The ArtsB+ · 54% proficient
- Gem City Career Prep High SchoolD+ · 25% proficient
- Dayton Athletic Vocational AcademyD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45405 school and its grade on SchoolGrade.
45405 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45405 against the other 33,109 zip codes.
Common questions about living in 45405
Is 45405 a good place to live?
Using BestNeighborhood's default rankings, 45405 ranks 29,337th of 33,110 zip codes. It scores highest on transit, short commutes, and walkability, and lowest on crime and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45405 expensive to live in?
The median home is worth $83,575. The overall cost of living runs about 19% below the national average. Set against a $45,195 median income, cost of living beats 9% of zip codes.
Is 45405 safe?
45405 is safer than 2% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $860 per resident a year.
Compare 45405 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45405. Scores are absolute rather than ranked, which means a 60 in 45405 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45405 detail on BestNeighborhood maps:
- Walk Grade for 45405: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45405: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45405: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45405: carrier by carrier coverage behind the cell score.
45405 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.