Best Places45623, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45623, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
45623 ranks 18,719th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45623
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45623's strengths and weaknesses
Where 45623 ranks high
- Cheap car insuranceBetter than 93% of zip codes
- Housing crash safetyBetter than 90% of zip codes
- Low income/sales/gas taxBetter than 81% of zip codes
- QuietBetter than 77% of zip codes
- Tree shadeBetter than 76% of zip codes
Where 45623 ranks low
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Internet speedBetter than only 10% of zip codes
- Educational attainmentBetter than only 18% of zip codes
- Health outlookBetter than only 19% of zip codes
- BikingBetter than only 21% of zip codes
What it costs to buy a home in 45623
A household needs to earn about $37,000 a year to comfortably buy the median 45623 home, at 20% down and today's 30-year rate. That is below the area's own median income of $61,104, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45623's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45623
45623's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45623.
Who works in 45623, and how
Work in 45623 centers on construction and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 1%
Life in 45623
45623 has more restaurants and bars per resident than 99% of zip codes. That concentrates in some parts of 45623 and thins out in others, which the map shows.
What the weather is like in 45623, month by month
45623 sees roughly 60 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 72° | 57° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 59° | 47° |
Flying in and out of 45623
The nearest airport, Tri-State/Milton J Ferguson Field, is about 24 miles away and is a small airport. The nearest major hub is John Glenn Columbus International, about 101 miles away.
The best schools in and around 45623
Schools across 45623 average a B, better than 69% of zip codes.
Top elementary schools
- Fairland West Elementary SchoolA · 66% proficient
- Washington Elementary SchoolB− · 40% proficient
- Hannan Trace Elementary SchoolC+ · 37% proficient
Top middle schools
- Fairland Middle SchoolA+ · 68% proficient
- South Gallia Middle SchoolB+ · 50% proficient
- Gallia Academy Middle SchoolB · 46% proficient
Top high schools
- Gallia Academy High SchoolB+ · 52% proficient
- Fairland High SchoolB · 48% proficient
- South Gallia High SchoolC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45623 school and its grade on SchoolGrade.
45623 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45623 against the other 33,109 zip codes.
Common questions about living in 45623
Is 45623 a good place to live?
Using BestNeighborhood's default rankings, 45623 ranks 18,719th of 33,110 zip codes. It scores highest on cheap car insurance, a stable housing market, and low taxes, and lowest on the weather and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45623 expensive to live in?
The median home is worth $140,379. The overall cost of living runs about 19% below the national average. Set against a $61,104 median income, cost of living beats 37% of zip codes.
Is 45623 safe?
45623 is safer than 54% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $263 per resident a year.
Compare 45623 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45623. Scores are absolute rather than ranked, which means a 60 in 45623 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45623 detail on BestNeighborhood maps:
- Walk Grade for 45623: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45623: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45623: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45623: carrier by carrier coverage behind the cell score.
45623 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.