Best Places45869, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45869, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45869 ranks 1,593rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and tree cover ranks lowest.
The best neighborhoods in 45869
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45869's strengths and weaknesses
Where 45869 ranks high
- School gradeA+, better than 99% of zip codes
- Cheap car insuranceBetter than 99% of zip codes
- Heat safetyBetter than 94% of zip codes
- Short commute17.6 minutes each way, better than 92% of zip codes
- Low vacancyBetter than 89% of zip codes
Where 45869 ranks low
- Tree shadeBetter than only 22% of zip codes
- Internet speedBetter than only 24% of zip codes
- TransitBetter than only 35% of zip codes
- State fiscal healthBetter than only 35% of zip codes
- Low property taxBetter than only 36% of zip codes
What it costs to buy a home in 45869
A household needs to earn about $60,000 a year to comfortably buy the median 45869 home, at 20% down and today's 30-year rate. That is below the area's own median income of $92,166, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45869's effective rate of 0.99%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45869
45869's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45869.
Who works in 45869, and how
Work in 45869 centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 9%
- Transit, walk, or bike 4%
Life in 45869
The map and measures below break down dining, culture, and green space by neighborhood across 45869.
What the weather is like in 45869, month by month
45869 sees roughly 80 pleasant days a year. July highs average about 83 degrees. January highs sit near 35, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 28° | 23° |
| April | 61° | 50° | 41° |
| July | 83° | 73° | 64° |
| October | 66° | 55° | 46° |
Flying in and out of 45869
The nearest airport, James M Cox Dayton International, is about 38 miles away and is a small airport. The nearest major hub is John Glenn Columbus International, about 84 miles away.
The best schools in and around 45869
Schools across 45869 average an A+, better than 99% of zip codes.
Top elementary schools
- New Bremen Elementary SchoolA+ · 93% proficient
- Minster Elementary SchoolA+ · 91% proficient
- Marion Local Elementary SchoolA+ · 90% proficient
Top middle schools
- Anna Middle SchoolA+ · 80% proficient
- St. Marys Middle SchoolA · 67% proficient
- Celina Intermediate Elementary SchoolA · 66% proficient
Top high schools
- Minster Jr/sr High SchoolA+ · 85% proficient
- Marion Local High SchoolA+ · 83% proficient
- Anna High SchoolA+ · 82% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45869 school and its grade on SchoolGrade.
45869 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45869 against the other 33,109 zip codes.
Common questions about living in 45869
Is 45869 a good place to live?
Using BestNeighborhood's default rankings, 45869 ranks 1,593rd of 33,110 zip codes. It scores highest on good schools, cheap car insurance, and heat safety, and lowest on tree cover and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45869 expensive to live in?
The median home is worth $225,367. The overall cost of living runs about 13% below the national average. Set against a $92,166 median income, cost of living beats 82% of zip codes.
Is 45869 safe?
Yes, 45869 is safer than 81% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $196 per resident a year.
Compare 45869 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45869. Scores are absolute rather than ranked, which means a 60 in 45869 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45869 detail on BestNeighborhood maps:
- Walk Grade for 45869: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45869: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45869: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45869: carrier by carrier coverage behind the cell score.
45869 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.